The Front Row View (entertainment insurance blog)
Filmmakers: You May NOT be Covered under Homeowners Insurance
17 September, 2024 • David HamiltonImage: Shutterstock You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search a...
Crowd Control at Concerts: Best Practices
26 November, 2024 • Grant PattenSource: Royalty-free stock photo, Shutterstock As music insurance brokers, we work with countless event organizers to ensure they are well-protected against risks. One of the most critical areas of risk management in live events, especially concerts, is crowd control. Inadequate crowd control can lead to a variety of i...
Filmmakers: You May NOT be Covered under Homeowners Insurance
17 September, 2024 • David HamiltonImage: Shutterstock You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search a...
The Importance of Getting Media Releases from Cast and Above-the-line Crew
30 August, 2024 • Grant PattenImage credit: Shutterstock In filmmaking, obtaining media releases (also known as talent releases or actor releases) from the cast and above-the-line crew (i.e., creative personnel) is important for several reasons: **Legal Protection**: Media releases provide legal protection to the filmmakers and production company. ...
The Best Filmmaking Online Courses | Best Online Film Schools
6 August, 2024 • Grant PattenImage: Shutterstock We previously published articles about the best film schools in Canada and the USA. As a companion piece to those articles, let’s do a “resource round-up” of some of the best filmmaking online courses. Scorsese’s MasterClass Udemy’s Complete Filmmaker Guide LinkedIn Learning: Become a Film Producer ...
How a specialized film insurance broker can help your production
2 July, 2024 • David HamiltonHow a film insurance broker helps A broker will help identify the risks associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or premium. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marke...
How can a film composer or film producer avoid copyright infringement for music?
25 June, 2024 • Byron PascoeHow can a film composer/producer avoid copyright infringement for music used in a film production? Byron Pascoe: The way to avoid copyright infringement with respect to music in productions is to not infringe someone’s copyright; i.e., to create original music. It’s as simple as that. There are only so many keys, chord...
What role do music credits play with regard to film producer's E&O insurance?
28 May, 2024 • Byron PascoeByron Pascoe: Whenever I watch a production, I read all the credits. It’s important that we review credits and recognize all the people involved in any kind of production. With respect to music, it’s important that each song is referenced in the credits if you have told someone you’re getting the rights from that you’r...
The Best Mobile Apps for Filmmakers | Best Filmmaking Apps
2 May, 2024 • Grant PattenSource: Shutterstock There are various mobile apps out there – some of them even free – that can help filmmakers be more efficient in their processes and workflows. So, let’s do a “resource round-up” of some of the best mobile apps for filmmakers and producers. Scriptation LumaFusion ShotPro Shot Designer Helios Pro Ar...
Self-distribution models for film productions: What are the risks?
29 February, 2024 • Dave SternSelf-distribution models (e.g., YouTube) for film productions: Increased or decreased risk and insurance cost? Dave Stern: It’s a good question because it really comes down to: the risk is tied to the exposure. If five people see a movie, the risk is low; if 10 million people see a movie, the risk is high. Something co...
Wedding Insurance: What is it? | What is Wedding Liability Insurance?
15 February, 2024 • David HamiltonWhat is Wedding Insurance? Special event wedding insurance (Canada) protects a couple if they are sued as a result of a mishap at their wedding that injures a guest. Why Get Wedding Insurance? Yikes: Right before walking down the aisle, the marquee tent is buffeted by wind and comes loose from its moorings and injures ...
The Top 20 Wedding Websites / Best Wedding Websites & Magazines
13 February, 2024 • Grant PattenImage: Shutterstock If you’re getting married or know someone who is, it would be helpful for you to familiarize yourself with wedding websites that can help prepare you for the wedding. Let’s do a “resource round-up” of some of the best wedding websites and magazines available online. These websites/magazines are all ...
Wedding Insurance Has Your Special Day Protected
6 February, 2024 • David HamiltonKnown for being an insurance online pioneer, Canada’s Front Row Insurance now offers wedding insurance – which you can get online in about 3 minutes Vancouver, BC – January 30, 2024 – You’re planning a wedding, so you’ve got a lot on your plate. Now, you can check one item off your list in about 3 minutes: wedding insu...
What are considerations around singers performing music in a film?
1 February, 2024 • Byron PascoeByron Pascoe: When singers are singing a song in a film, the first point is that if you’re a producer and you have someone singing in a film and it’s actually them singing (not a recording) a song that exists, you need permission to use the composition in the film. If you are recording someone singing a song in a film,...
Music licenses for non-original music used in a film production
29 January, 2024 • Dave SternHow are music licenses obtained for non-original, pre-recorded music used in a film production? A lawyer explains. Dave Stern: For original music such as a composer who creates a score for the production, you would typically engage the composer directly and have them sign a composer agreement or a deal memo to ensure t...
Who can give consent to have music be in a film?
4 December, 2023 • Byron PascoeByron Pascoe: There’s a pretty broad range of types of people and companies who can give consent to have music in film. Approximately 100,000 songs are uploaded to Spotify every day; there’s a lot of music that’s out there. Most music that is created and put out there in the world is created by independent artists who ...
Top 10 Stock Footage Platforms for Filmmakers | Best Stock Video Sites
13 November, 2023 • Grant PattenImage: Shutterstock If you’re working on a low-to-no budget film/video project or documentary, you’ll probably have to use stock footage and thankfully, there are many helpful platforms out there that provide a large variety of footage for download at reasonable prices. So, let’s do a “resource round-up” of some of the...
How do fair dealing and public domain apply to music used in a production?
1 November, 2023 • Byron PascoeByron Pascoe: It’s a general misconception that if only a few seconds of a song or stock footage clip or anything is used, that it’s OK to use; that’s just not accurate. I hear a lot, “Well, if I only use 10 seconds of this thing, is it OK?” And my answer always is no. There’s no “10 second rule”; it’s not like a sandw...
The Three Parts of Film Production Insurance Explained by a Broker
30 October, 2023 • Mike GronerMike Groner: Production insurance I would break down into three different parts. The first being the liability; that’s your commercial general liability, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insu...
Best Wedding Venues in Anchorage, Alaska
19 October, 2023 • Grant PattenAll images purchased from Shutterstock Anchorage, Alaska has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding venues ...
What’s a music exclusion in the context of producer's E&O insurance?
12 October, 2023 • Byron PascoeByron Pascoe: A music exclusion essentially means that you have a producer’s E&O insurance policy but music is not included yet. So, sometimes you need to have E&O well before you know what music is going to be in your film and before you have consent from the music owners to use the music. For example: if some...
IDA Producer's E&O: What is My Distributor / Financier Asking For?
2 October, 2023 • Alyson LocacciatoDocumentary E&O Insurance | IDA Insurance | IDA Members Insurance Why is errors and omissions (E&O) insurance needed for a documentary? You sold your documentary! You met your distributor requirement of obtaining a three year E&O policy through the IDA (International Documentary Association) program. Congra...
The Best Wedding Venues in Charleston, South Carolina
21 September, 2023 • Grant PattenImages: Shutterstock Charleston, South Carolina has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding venues Best othe...
Producers: Buy an E&O policy before going into production or wait?
12 September, 2023 • Dave SternFilm Producers: Buy an E&O policy before going into production or wait until the project has been sold? Dave Stern: I think as an entertainment lawyer, we would always rather a producer’s errors & omissions (E&O) policy be obtained as early as possible, certainly before production would be ideal. In a lot o...
Call Sheets Help Reduce Film Insurance Costs
7 September, 2023 • David HamiltonDaily Call Sheets in Film Production Daily call sheets are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the risk management component of a call sheet and take t...
How does SOCAN play a role in helping a film producer ensure that they have their bases covered?
1 September, 2023 • Byron PascoeByron Pascoe: SOCAN is an organization of nearly 200,000 members in Canada, fully composed of music writers and publishers but mostly composed of writers. And when writers write a song, whether they’re a beatmaker or producer or lyricist or rapper, etc., they register themselves as a SOCAN writer member, and they shoul...
Filmmakers: Capture Footage of the Location Before the Shoot!
31 August, 2023 • Mike GronerColby Spencer: For someone who is an indie filmmaker or doing a small project, what are some things that you wish you could tell them that they can learn from this episode? Mike Groner: I would say probably the most important thing – and I try to hit this home with every filmmaker – when you’re going to film at a locat...
Cyber Insurance for Canadian Small Businesses | Cyber Insurance Canada
17 August, 2023 • Mike GronerImage: Shutterstock What is cyber insurance? (Canada) Cyber liability insurance goes by many names these days: cyber insurance; cybersecurity insurance, cyber risk, hack insurance and others. However, the intent of all of these polices remains the same: a cyber policy is an insurance product used to protect your busine...
Injuries to Actors Could be Covered Under Cast Production Insurance
10 August, 2023 • Mike GronerActor Injury Insurance for Film Productions (US and Canada) Colby Spencer: I don’t know if everybody knows: there’s production insurance, show insurance but there’s also cast insurance claims and they can be some of the biggest claims that a project can incur. One of the examples that I saw on the Front Row blog was wh...
Filmmakers, are YOU prepared with cyber insurance if you get hacked?
27 July, 2023 • Grant PattenSource: Royalty-free stock photo ID: 635676176, Shutterstock Don’t think a cyber hack could happen to your production company? Well, think again! Just look at the below real-life examples of film production company hacks to see how real this threat is: The Sony Pictures hack (2014) In 2014, a hacker group (likely spons...
4 Ways to Prevent Cyber Attacks in the Creative Industry (Canada)
27 July, 2023 • Grant PattenCyber attacks in creative industries Content creation companies such those involved in advertising & media, film production, graphic design or animation that operate without cyber security insurance are exposed to cyber attacks. Any company that produces creative content usually holds sensitive information for thei...
If You’re Hit with Ransomware, You’ll Want Cyber Insurance (Canada)
25 July, 2023 • Grant PattenSource: Royalty-free stock photo ID: 659365795 | Shutterstock Small Business Owners: If You’re Hit with Ransomware, You’ll Want Cyber Insurance Don’t think a ransomware hack could happen to your small business? Well, think again! Perhaps the fastest-growing cybersecurity threat in Canada right now is ransomware, a type...
Why your summer festival needs special event insurance
20 July, 2023 • David HamiltonWhy your summer festival needs special event insurance – and how to find affordable coverage with Shephard Ashmore Vancouver, Canada – July 20, 2023 – With the cost of event insurance in Canada reaching unprecedented heights, especially for festivals, community events and parades, Shephard Ashmore – Canada’s premier ev...
What about when film producers are unable to obtain music rights?
22 June, 2023 • Byron PascoeWhat about when you have bargained for music rights but were unable to obtain them? Byron Pascoe: Producer’s errors and omissions (E&O) insurance applications have a lot of questions and they are important questions to consider. Oftentimes, I suggest to producers that before they start filming or planning anything,...
Kidnap and Ransom Insurance: Why Film Productions Should Consider It
20 June, 2023 • Grant PattenImage: Shutterstock Kidnap and ransom (K&R) insurance is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a foreign film prod...
Front Row Insurance: We’re a Brokerage, Not an Insurance Company
12 June, 2023 • Mike GronerThe Difference Between a Broker and an Insurer Colby Spencer: Why don’t you just give people a quick rundown of Front Row. Mike Groner: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. ...
Best Wedding Venues in New Orleans | Best Places to Get Married in NOLA
8 June, 2023 • Grant PattenImages purchased from Shutterstock New Orleans, Louisiana (NOLA) has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding...
Best Wedding Venues in Boston | Best Places to Get Married in Boston, MA
6 June, 2023 • Grant PattenImages were purchased from Shutterstock Boston, MA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding venues Best o...
Dead persons in a film production have a 'right of publicity'
1 June, 2023 • Dave SternDead persons in a film production (through their representatives/heirs) have a "right of publicity": a lawyer explains. Dave Stern: Whether someone is alive or deceased, they do have a right of publicity, which means that they are (or should be) in control of the way their personality, their image, their likeness is di...
How does a clearance lawyer determine what material has to be removed?
29 May, 2023 • Dave SternHow does a clearance lawyer determine what material has to be removed from a film production? Dave Stern: It’s really a question of risk. The general rule is: any time that a producer or individual is using someone else’s IP, or their image or likeness, any intellectual property rights that belong to someone else (i.e....
Members of the IDA Now Have Exclusive Access to a Producer’s E&O Insurance Program
24 May, 2023 • Alyson LocacciatoLos Angeles, CA – May 24, 2023 – Front Row is proud to present a partnership for members of International Documentary Association (IDA). This program is designed to provide coverage for your specific and unique documentary at preferential rates. The program can offer discounted premiums compared to other standard marke...
Does a film producer need to obtain releases for photos from the web?
1 May, 2023 • Dave SternDoes a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains. Dave Stern: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For...
Civil Authority Coverage for Film Productions Explained
12 April, 2023 • Mike GronerColby Spencer: I think everybody got a bit shocked when [film production during the COVID-19 pandemic] shut down but, I don’t know, I think everybody had a forced rest and film is known for being no rest. Mike Groner: I wish we could say that we got that same rest during the stay-at-home orders but instead, I think we ...
12 Tips to Safely Store Camera Gear in a Vehicle
13 March, 2023 • Grant PattenThe truth is that there is no foolproof solution when it comes to storing camera gear in a vehicle such as a car or van. Ultimately, there will always be some risk involved in doing this. However, sometimes it is necessary, and there are some steps that can be taken to mitigate the risks. Tips to safely store camera ge...
The Best Budget Travel Tripods for Photographers
8 March, 2023 • Grant PattenImage Source: Shutterstock Any good travel tripod should be durable, versatile, and easy to use while on the go. A travel tripod should be lightweight and compact enough to fit into a carry-on bag or backpack; but at the same time, it should be sturdy enough to withstand bumps that inevitably occur while traveling arou...
Westland Insurance acquires Canada’s leading music insurance broker, Shephard Ashmore Insurance Inc.
2 March, 2023 • Westland Insurance GroupCanada’s largest independent insurance broker continues to grow across Canada with exciting addition to its Corporate Advisory & Specialty practice March 1, 2023, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen First Nations) – Westland Insurance, Canada’s largest independently o...
What is an example of a cast insurance claim?
28 February, 2023 • David McLeishQ: Does cast insurance have to be purchased separately from a production policy? A: No, cast insurance is part of a production policy. You may see production policies without cast coverage, but only because the coverage has been declined. It is not a separate policy. The largest limits on a production policy are typica...
The Evolution of Clearances for Animated Programming
1 February, 2023 • Krista JohnstonUnlike some live-action shows, animated TV isn't just limited to a television screen. It branches into other areas such as merchandise, spin-off series, toys, apps and games, clothes, lunchboxes, online website content, YouTube videos, etc. Having DVDs, books, branded clothing and toys can ensure an animated program’s ...
Foreign Locations and Film Insurance Explained (Outside US & Canada)
10 January, 2023 • Mike GronerForeign Film Insurance Coverages Insuring Films with International Locations When production activities occur outside of the US or Canada, there may be additional insurance coverages that are either mandatory or that should be considered. Requirements and recommendations will vary depending on the country in question a...
What is incidental inclusion?
3 January, 2023 • Nathaniel LymanI get asked all the time about the concept of incidental inclusion and while it is a feature in the Copyright Act (Canada) that does allow the use of copyrighted materials without permission, I always caution clients to not rely on that. Essentially, it has to be incidental; i.e., not deliberate. So, that means if you ...
Film Production Insurance: How the Premium is Determined
12 December, 2022 • David HamiltonUsually, the cost of film production insurance is determined by charging a pre-determined rate against the net insurable budget of the production. The net insurable budget is calculated by removing those items out of the gross budget that the client does not want to insure (i.e., unit publicity, insurance, and general ...
Best Wedding Venues in Portland, OR | Best Oregon Wedding Venues
8 December, 2022 • Grant PattenPortland, OR has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding venues Best other wedding venues Best wedding insur...
Best Wedding Venues in Phoenix, AZ | Best Arizona Wedding Venues
1 December, 2022 • Grant PattenImages were purchased from Shutterstock Phoenix, AZ has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding venues Best ...
Does short shoot insurance cover actors? Cast insurance explained
24 November, 2022 • David McLeishNo, the short shoot insurance (Canada) online program does not include cast insurance. Short shoot policies are intended for smaller projects that can be completed within 15 days and only require minimal coverage. Cast insurance is available for larger projects through a full production insurance package. Cast insuranc...
Best Wedding Venues in Seattle | Best Washington State Wedding Venues
24 November, 2022 • Grant PattenSeattle, WA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. We’ll discuss, in no particular order: Best church/synagogue/mosque wedding venues Best outdoor wedding venues Best restaurant wedding venues Best other wedding venues Best wedding insura...
5 Things to Know About Making a Photography Insurance Claim
22 November, 2022 • David McLeish1. Every claim is unique We often get this question: “what if [insert hypothetical situation] happened? Would I be covered?” It is impossible to answer this question because every claim is unique. Maybe you’ve heard an insurance broker give you vague, evasive, unsatisfying answers. That’s potentially because you’re ask...
Film Broker Jinny Barbosa Joins Globalex Insurance in Montreal
16 November, 2022 • David HamiltonMontreal, Canada – August 30, 2022 – Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker Jinny Barbosa to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994. Jinny worked for 27 year...
Best Wedding Venues in Atlantic City | Jersey Shore Wedding Venues
10 November, 2022 • Grant PattenImage: Shutterstock Atlantic City, NJ has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in ...
3 Reasons Your Film Festival/Film Society Should Carry Insurance
1 November, 2022 • Mike GronerAt Front Row, we have worked hard to create a smash hit film screening/movie release party insurance program designed to provide the most comprehensive insurance coverage for your event. This insurance is ideal for film festivals and film societies in the US and Canada hosting screening events. Why you need film screen...
Are there photography insurance policies for COVID-19?
27 October, 2022 • David McLeishAt this point, almost all policies now have some form of a communicable disease exclusion. This is similar to the terrorism exclusions that were added to policies in the wake of 9/11. The expectation is that the communicable disease exclusions will be like the terrorism exclusions; i.e., they will be on all insurance p...
Ballet Liability Insurance from Front Row | Dance Insurance USA
26 October, 2022 • Grant PattenSource: Photo by Michael Afonso on Unsplash Quick, efficient and easy to use, available for purchase online 24/7. Add additional insureds to any event insurance policy, including your ballet venue. Protect your short-term ballet event now: Why do you need dance show, recital or competition insurance? If someone is inju...
Chess Tournament Liability Insurance from Front Row: USA
26 October, 2022 • Grant PattenSource: Shutterstock royalty-free stock photo Accidents at chess tournaments are more common than you may think. Quick, efficient and easy to use, available for purchase online 24/7 – card games and tournament board games insurance. Add additional insureds to any event insurance policy, including a chess tournament ven...
Best Wedding Venues in Chicago | Best Places to Get Married in Chicago
24 October, 2022 • Grant PattenChicago, IL has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Best ...
Best Wedding Venues in Atlanta | Best Places to Get Married in Atlanta
19 October, 2022 • Grant PattenImage: Shutterstock Atlanta, GA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no par...
Best Wedding Venues in Vegas | Best Places to Get Married in Las Vegas
11 October, 2022 • Grant PattenImage source: Shutterstock Las Vegas, NV has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, ...
Why do fictional character names need to be researched?
3 October, 2022 • Nathaniel LymanIn a scripted context, it is an important step for there to be a script report that is ordered. This is a research document done by a separate research company and they will take the proper names used in the script (full character names with first and last names), proper names of fictitious businesses or organizations ...
Does the film insurance clearance lawyer ever work with the film production art department?
29 September, 2022 • Nathaniel LymanI always advise clients to work with the art department and the production designer in the lead-up to the shoot. Oftentimes, there are props, set dec, or other items that make it onto the frame that contain copyrighted works or have trademarks. Or products could be used in a way that the owner of those products did not...
Are there film insurance policies for COVID-19?
27 September, 2022 • David McLeishNote: the below information pertains to Canadian productions shooting in Canada. Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies ...
Can an Idea be Copyrighted? | Film Producer's E&O Insurance
26 September, 2022 • Nathaniel LymanThere is no copyright in ideas but there is copyright in specific expression of ideas. So, if you have an idea and you are able to express it in some sort of work that is defined in the Copyright Act (Canada); e.g., if you write it down, it’s a literary work; if you film it, it’s a cinematographic work; if you put it i...
How can a film producer obtain permission to use content protected by copyright?
20 September, 2022 • Doran ChandlerHow can a film producer obtain permission to use content protected by copyright? A lawyer explains. It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for Errors & Omissions insurance coverage. ...
How does a specialized film insurance broker compare to general insurance brokers?
15 September, 2022 • Steve BeattyIf you go to a general commercial broker, they’re not going to understand the nuances of film production insurance because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance. We do tend to receive a lot of calls and emails from...
Westland Insurance acquires Front Row Insurance Brokers
14 September, 2022 • Westland Insurance GroupWestland Insurance acquires Front Row Insurance Brokers, expanding Commercial practice and entering US market September 6, 2022, Surrey, BC/Territories of the Coast Salish (Kwantlen, Katzie, Semiahmoo, Tsawwassen first nations) – Westland Insurance is excited to announce that it has acquired Front Row Insurance Brokers...
Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies
30 August, 2022 • Mike GronerCLAIMS MADE E&O POLICIES Claims Made E&O Policies cover claims that are made during the policy term. The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force. With this type of ...
Negative Film & Faulty Stock Insurance
11 August, 2022 • Mike GronerNegative Film & Faulty Stock Insurance Negative Film / Videotape and Faulty Stock Insurance can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss. NEGATIVE FILM & VIDEOTAPE INSURANCE: Coverage against all risks of direct phy...
Photography Insurance Claims: Examples of Worst-Case Scenarios
21 July, 2022 • Grant PattenImage credit: Shutterstock royalty-free stock photo On the fence about buying photography insurance because you think you’re careful with your gear and nothing bad will happen? That is a risky line of thinking that could cost you in the end. Generally speaking, paying the annual cost of an insurance premium will be muc...
Video: How do I add an additional insured to my policy?
19 July, 2022 • Grant PattenAugust 2024 update: Once you have purchased coverage, you will have access to Front Row Backstage, our self-service online portal. From Backstage, you can issue certificates to the parties that are asking to be added as loss payee and/or additional insured. If you’re applying for a permit to film or photograph on locat...
Animal Show Insurance | Dog Show Insurance: Buy Online (USA)
18 July, 2022 • Grant PattenPhoto by Sebastian Coman Travel on Unsplash Note: This insurance is available for purchase in the USA only. Not available in Canada. Ideally, animal shows should be fun for humans, animals and everyone involved in the event. However, issues resulting in lawsuits sometimes occur at such shows and having animal show even...
Lecture Insurance | Seminar Insurance | Speaking Engagement Insurance (US & Canada)
23 June, 2022 • Grant PattenProtect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance: Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hostin...
Best Wedding Venues in New York | Best Places to Get Married in NYC
22 June, 2022 • Grant PattenNY, NY has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Best churc...
Best Wedding Venues in Toronto | Best Places to Get Married in TO
21 June, 2022 • Grant PattenToronto has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Best chur...
Overview of the Arca Swiss and Cambo Architectural Cameras
14 June, 2022 • Grant PattenUpdate: B3K is now located at 104-250 Carlaw Ave, Toronto, ON. Arca Swiss Core 60 Leveler Rotating closely through the centre of the lens and camera keeps the composition in place. This saves a lot of time when set-up is critical, or layouts need to be considered. The Core Leveler L60 & L75 now provide this in a sm...
What are the most common film insurance claims?
13 June, 2022 • Steve BeattyWe joke by saying that we can get through most projects without any claims but invariably somebody is going to bang up a car: somebody is backing out, maybe a production assistant hits a post or another car, etc. As a result, and in response to that, the insurers have put relatively high deductibles on vehicle claims n...
Film Insurance: Small Budget vs. Large Budget
9 June, 2022 • Steve BeattyFront Row offers different film insurance options to accommodate smaller vs. larger budget productions. Sometimes, that is driven by contractual obligations and the insurance requirements of funders, streamers or broadcasters. So, step one is asking “do I have anything there that I need to satisfy?” If you have a small...
Overview of the Phase One IQ4 | B3K Digital Still Camera and Front Row
6 June, 2022 • Grant PattenUpdate: B3K is now located at 104-250 Carlaw Ave, Toronto, ON. Phase One IQ4 The IQ4 150MP is the "cream of the crop" when it comes to shooting backdrops for sets or doing reproduction/copy work. It will give you the absolute most amount of detail. The IQ4 150MP back does numerous things that other cameras cannot, such...
What is included in an entertainment insurance package policy?
3 June, 2022 • Steve BeattySummary of an entertainment insurance package policy: The cast insurance is a key element; i.e., injury, death, or illness that occurs to a cast member. Usually, you’re designating who you want in there; you could be also including the director, producer, key visual effects people, etc. General liability (bodily injury...
Best Wedding Venues in Philadelphia | Best Places to Get Married in PA
27 May, 2022 • Grant PattenPhiladelphia, PA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: ...
Best Wedding Venues in Denver | Best Places to Get Married in Colorado
25 May, 2022 • Grant PattenDenver, CO has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Best c...
Best Wedding Venues in Nashville | Best Places to Get Married in Tennessee
17 May, 2022 • Grant PattenNashville, TN has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Bes...
Best Wedding Venues in Miami | Best Places to Get Married in Florida
12 May, 2022 • Grant PattenImage credit: Canva Miami, Florida has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no ...
Funeral Insurance | Funeral Service Insurance from Front Row
10 May, 2022 • Grant PattenPhoto by Eli Solitas on Unsplash Insurance is the last thing on someone’s mind when planning the funeral or memorial of a loved one; however, most venues typically require the host to have funeral general liability insurance for their event. Front Row Insurance provides a quick, efficient and easy-to-use online funeral...
Best Wedding Venues in Houston | Best Places to Get Married in Texas
6 May, 2022 • Grant PattenHouston, Texas has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Be...
Best Wedding Venues in Los Angeles | Best Places to Get Married in LA
29 April, 2022 • Grant PattenImage: Shutterstock LA has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular o...
The Best Wedding Venues in Vancouver | Best Places to Get Married in BC
25 April, 2022 • Grant PattenVancouver has no shortage of impressive venues that are appropriate for hosting weddings. We’ll list some of them in this article. Note: this list is not comprehensive and if you feel we are missing a venue that should be added, feel free to contact us with the suggestion. We’ll discuss, in no particular order: Best ch...
Insurance rates are rising and premiums are increasing | Hard market
12 April, 2022 • David HamiltonInsurance rates are rising and premiums are increasing - this is known as a hard market. It is the cyclical opposite of a soft market when rates are decreasing. The reasons for the hard market in the entertainment sub-sector are varied. The COVID losses sustained by insurance companies resulted in larger payouts when f...
Mystery works well in a film script — less so, when it comes to insurance
11 April, 2022 • David HamiltonMystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear. The coverage for props, sets and wardrobe and miscellaneous equipment in an entertainment package policy doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that...
The Best Locations for Filming in New York | Best Filming Locations NY
8 April, 2022 • Grant PattenPlenty of great movies and TV shows have been filmed in New York over the years, including Taxi Driver (1976), Manhattan (1979), Weekend At Bernie's (1989), and Seinfeld (1989-98). Let’s do a resource round-up of some of these filming locations in New York, with a focus on NYC. This list is not comprehensive and if you...
The Best Locations for Filming in Quebec
4 April, 2022 • Grant PattenQuebec wouldn’t be such a hub for filmmaking if it didn’t offer a bunch of great locations for filming and that is what we’ll discuss in this blog post. We have assembled a resource round-up of some of the best locations for filming in Quebec, with a focus on Montreal. This list is not comprehensive and if you feel we’...
The Best Locations for Filming in Los Angeles | Filming Locations LA
8 March, 2022 • Grant PattenAs the site of Hollywood, of course Los Angeles offers many great locations and studio spaces for filming. Let’s do a resource round-up of some of these filming locations in LA. This list is not comprehensive and if you feel we are missing a location that should be added, feel free to contact us with the suggestion. We...
The Best Locations for Filming in the Greater Toronto Area (GTA)
4 March, 2022 • Grant PattenToronto has been home to many film productions over the years, both large and small. Some of the better known movies shot in Toronto include Adventures in Babysitting (1987), Mean Girls (2004) and The Shape of Water (2017). Let’s do a resource round-up of some of these filming locations in the GTA. This list is not com...
Film Production Accountant Vancouver: Cinephile Accounting
2 March, 2022 • Vishal HiralalGuest blog post by Cinephile Accounting Vishal Hiralal is the proud Owner and Principal of Cinephile Accounting. The story of how Vishal got involved in working in the entertainment industry wasn’t planned. It starts like the plot of any good movie—involving international flights and a chance encounter between stranger...
Profoto Pro-11 & ProHead Plus: An overview of these Photography Lights | Neighbourhood Studios | Front Row Insurance
16 February, 2022 • Grant PattenProfoto Pro-11 In addition to being the world's fastest flash, the Profoto Pro-11 is one of the world's most advanced flashes thanks to Profoto's proprietary AirX technology. When shooting with the Pro-11, one real-world benefit with the built-in AirX comes clear; the higher degree of convenience and control available ...
Renting a Photography Studio in Toronto
1 February, 2022 • Daniel CamerGuest blog post by THAT Toronto Studio If you're looking for a photography studio in Toronto, you'll want to make sure you rent one that fits your needs. Studios come in all shapes and sizes, and it's important to find the one that's right for you. Here are a few tips on how to rent a photography studio in Toronto the ...
The Best Locations for Filming in Vancouver
28 January, 2022 • Grant PattenVancouver wouldn’t be “Hollywood North” if it didn’t offer a bunch of great locations for filming and that is what we’ll discuss in this blog post. We have assembled a resource round-up of some of the best locations for filming in Vancouver. This list is not comprehensive and if you feel we’re missing a location that s...
Online Auction Liability Insurance from Front Row: Buy Online!
18 January, 2022 • Grant PattenSource: 1657576549 Shutterstock image Why do you need auction liability insurance? If someone is injured through an accident at your auction and you are found legally responsible, this coverage will protect you. It will also pay for property damage claims that the insured might become legally obligated to pay. Thinking...
Second Edition: Film Insurance 101 & How to Protect Your Film Project
21 December, 2021 • Grant PattenWe at Front Row Insurance are pleased to announce the second edition of our book on Amazon, Film Insurance 101 & How to Protect Your Film Project. Available in both eBook and Paperback formats. Learn how to protect your film project with information on all the different film insurance policies available (E&O, D...
Security Tips for Film Equipment Rental Houses
20 December, 2021 • Grant PattenSource: Royalty-free stock photo ID: 2027107343, Shutterstock In recent months, thieves have targeted various rental houses across the US, stealing much valuable gear. In this post, we will briefly explain how thieves broke into these rental houses and provide some ideas on what rental houses could do to help prevent s...
Legal Expense Insurance (Canada)
15 December, 2021 • Grant PattenWith legal expense insurance, your legal risks are well managed. We know you’re busy. You’re running your business and working hard at it. But whenever you have an unforeseen legal issue, we know it means more time and work for you – and it takes you away from doing what you love. Front Row Insurance and ARAG have part...
Wedding Insurance USA | Wedding Liability Insurance United States
2 December, 2021 • Alyson LocacciatoDISASTERS ON YOUR WEDDING DAY ARE MORE COMMON THAN YOU THINK. As insurance providers, we think about disasters a lot - so you don’t have to live them. We’ve gathered some of the most unforgettable wedding day horror stories to get you thinking about wedding insurance. After all, just like love, there are some things yo...
COMMERCIAL GENERAL LIABILITY EXPLAINED | CGL IN FILM PRODUCTION
17 November, 2021 • Mike GronerCommercial General Liability (CGL) insurance is designed to protect the production company against sums that they may become legally obligated to pay as compensatory damages for bodily injury or property damage to third parties arising out of the production company's operations. It includes the cost of a lawyer to defe...
Third Party Property Damage Liability (TPPD Insurance) Explained
11 November, 2021 • Mike GronerThird Party Property Damage Liability coverage provides insurance for the damage or destruction of property of others (including loss of use of the property) while the property is in the care, custody or control of the production company, and is used or is to be used in an insured production. This coverage is primarily...
Front Row Insurance Brokers Launches Online Event Insurance (USA)
8 November, 2021 • Mike GronerLos Angeles, CA – November 8, 2021 – Front Row Insurance Brokers LLC is pleased to announce that its online event liability insurance program is now available to residents of many US states, including California, New York and Texas. Available online in less than 5 minutes with no need to talk to a broker; policies star...
Film Production Insurance: Why it is Needed.
4 November, 2021 • David HamiltonProduction insurance is a vital part of any production. All productions should be insured to protect the producers from financial disaster resulting from property damage or liability arising from the production or post-production process. Even if the producer is willing to assume these risks, they will still need insur...
Birthday Party Insurance USA | Party Liability Insurance United States
20 October, 2021 • Alyson LocacciatoSource: Royalty-free stock photo, shutterstock_1436597573 Think nothing bad can happen at your birthday party? Well, think again… just look at the below real-life examples of unfortunate incidents that have occurred at birthday parties in the US. These parties may or may not have had insurance; let’s hope they did, for...
The Top 20 Photography Magazines | Best Photography Magazines
7 October, 2021 • Grant PattenSource: Royalty-free stock photo ID: shutterstock_142495819 Let’s do a resource round-up of some of the best photography magazines out there now! We’ve compiled a diverse list of Canada, US, UK and international photography magazines for your perusal. (in no particular order) Gallerie from the PPOC PHOTONews Magazine A...
Volunteers and Interns on Film Sets: Worth the Risk? (Canada)
29 September, 2021 • David HamiltonWork comp (WC) coverage provides medical costs, rehab costs, loss of future earnings and most importantly, once the injured employee accepts the WC benefits, they waive the right to sue their employer. Work comp and interns information for BC WorkSafeBC will not provide WC coverage to unpaid interns or volunteers; ther...
DOC Report: What Are Film Festivals For?
20 September, 2021 • David HamiltonSource: Royalty-free stock photo, shutterstock_1192797694 Documentary filmmakers and producers, in case you missed it, we wanted to draw your attention to this informative report from the Documentary Organization of Canada (DOC) published in 2019: What Are Film Festivals For? DOWNLOAD THE REPORT HERE The report contain...
The Top 10 Casting Websites / Best Websites for Finding Actors
18 August, 2021 • Grant PattenSource: Shutterstock 1122523979, royalty-free stock image Finding the right talent is often one of the most challenging aspects of any film production. Thankfully, plenty of casting websites that can help producers fulfill these important production requirements are now available (some even for free). So, let’s do a re...
The Top 10 Budget Photography Backdrops | Best Photo Shoot Backgrounds
3 August, 2021 • Grant PattenSource: Royalty-free stock photo ID: shutterstock_456304786 Choosing a photo shoot backdrop that is appropriate for the overall mood and style that you’re trying to convey can “make or break” a photograph. So, let’s do a resource round-up of some of the best budget photography backdrops for photographers to use during ...
The 10 Best USB Audio Interfaces for Musicians
19 July, 2021 • Grant PattenSource: Royalty-free stock photo ID: shutterstock_1431547073 A good audio interface that converts microphone and instrument signals into a format that your computer recognizes is an important piece of gear for pretty much any musician to have, so let’s review Front Row’s top 10 USB audio interfaces for musicians. (In n...
Film Production Insurance Premiums: One Way to Save Money
29 June, 2021 • David HamiltonOne of the simplest ways to reduce film production insurance premiums is to lower the net insurable budget. The net insurable budget is the amount left once various budget line items are removed from the definition of insurable costs. The rate that is negotiated with the insurance company is typically applied against t...
The Best Budget Camera Stabilizers and Gimbals for Filmmakers
21 June, 2021 • Grant PattenSource: Shutterstock 198672409, royalty-free stock image The truth is that not every filmmaker/videographer can afford a Steadicam, so let’s do a resource round-up of some of the more affordable camera stabilizers and gimbals on the market now. We’ll discuss, in no particular order: DJI RS 2 Glidecam HD-PRO FLYCAM RedK...
Production Insurance and Renting Crew Personal Vehicles in Canada
18 June, 2021 • David HamiltonRoyalty-free stock photo ID: 1085625869, Shutterstock Crew vehicles and third parties - insurance concerns If you plan to rent a vehicle from a crew member for your film production, there are some important steps to follow to ensure everyone is covered. With respect to damage to the vehicle or third parties during shoo...
Tips for Preserving Fine Art to Obtain the Best Art Insurance Premium
7 June, 2021 • David HamiltonThe conservation of fine art in a gallery or museum is an important process to obtain the best insurance premium. Many different aspects can affect the appearance, value and longevity of artworks and antiques. By considering potential risks and being attentive to the requirements of the pieces, it is possible to mainta...
The Top 10 LED Lights for Photographers, Videographers and Gaffers
31 May, 2021 • Grant PattenSource: Royalty-free stock photo ID: 1933933148, Shutterstock Light-emitting diode (LED) lights are useful to photographers, videographers and gaffers alike; LEDs have a number of advantages compared to traditional bulbs, including: LEDs tend to stay relatively cool LEDs tend to last a long time LEDs use less energy th...
The Top 20 Filmmaking YouTube Channels | Top YouTube Filmmakers
13 May, 2021 • Grant PattenNeed some inspiration, filmmakers? Check out Front Row’s round-up of the top 20 filmmaking-related channels on YouTube that you should consider subscribing to! In no particular order: Peter McKinnon Matti Haapoja D4Darious DSLR Video Shooter/Caleb Pike DSLRguide Film Courage/Film Courage 2 The Film Look Filmmaker IQ Cr...
The 20 Best Photography Podcasts / Top Podcasts for Photographers
4 May, 2021 • Grant PattenSource: Shutterstock Royalty-free stock photo ID: 1830636470 Let’s review Front Row’s top 20 podcasts for photographers. We’ll discuss: (in no particular order) Cameras or Whatever/The Stalman Podcast The Candid Frame The TWiP Podcast Visual Revolutionary Hit The Streets with Valerie Jardin Picture This: Photography Po...
The 20 Best Music Podcasts/ Podcasts for Musicians/ Musician Podcasts
13 April, 2021 • Grant PattenSource: Royalty-free stock photo ID: 650796391, Shutterstock Let’s review Front Row’s top 20 podcasts for musicians. We’ll discuss: (in no particular order) Future Friday The Watt from Pedro Show "Walking The Floor" with Chris Shiflett Questlove Supreme Turned Out A Punk Broken Record Sodajerker DIY Musician Podcast ...
The Top 10 Camera Sling Bags for Photographers and Filmmakers
1 April, 2021 • Grant PattenFirst off, what is a camera sling bag? A sling bag refers to bag designed much like a backpack but with a single strap worn over one shoulder and across the upper body instead of a strap for each shoulder. This camera bag type has been getting more and more popular with photographers and filmmakers in recent years, lik...
The Top 12 FREE Music Platforms for Filmmakers | FREE Music for Videos!
8 March, 2021 • Grant PattenIf you’re working on a low-to-no budget film/video project, you’ll probably have to use free music and the good news is, there are some very helpful platforms out there that provide a large variety of free music for download (many just ask for credit). So, let’s do a “resource round-up” of some of the best websites and...
On Set Headsets: Walkie-talkie Headsets and Earpieces for Filmmaking
24 February, 2021 • Matthew TingeyGuest blog post by On Set Headsets Whether you are a first-time production assistant or a veteran filmmaker, you will have to become familiar with walkie-talkies. Communication is a major component of filmmaking and this is normally done through a walkie-talkie that each crewmember is given at the beginning of the shoo...
Producer’s E&O: Contact a clearance lawyer early to avoid problems!
17 February, 2021 • Heather Watt and Lori MassiniSource: Royalty-free stock photo ID: 1484401412, Shutterstock Film Producer’s E&O Insurance: Contact a clearance lawyer early to avoid problems during your shoot Guest blog post by Producer Essentials As production counsel – the lawyer for the producer or production company that is creating a film or show – we are ...
The Best Film Festivals in New York City | Top 10 Film Festivals NYC
9 February, 2021 • Grant PattenLet’s provide an overview of some of the best film festivals in New York City. Of course, there are other good film festivals in the area and this list isn’t comprehensive; however, the below festivals are certainly among the most notable in NYC. We’ll discuss (in no particular order): New York City Independent Film Fe...
The Best Film Festivals in Alberta | Best Prairie Film Festivals
4 February, 2021 • Grant PattenLet’s provide a high-level overview of some of the best film festivals in Alberta. Of course, there are other good film festivals in the region and this list isn’t comprehensive; however, the below festivals are certainly among the most notable in Alberta. We’ll discuss (in no particular order): Calgary International C...
The Best Film Festivals in Atlantic Canada
27 January, 2021 • Grant PattenLet’s provide a high-level overview of some of the best film festivals in Atlantic Canada. Of course, there are other good film festivals in the region and this list isn’t comprehensive; however, the below festivals are certainly among the most notable in Atlantic Canada. We’ll discuss (in no particular order): FIN Atl...
Front Row Insurance Announces Donation to SOCAN Foundation
26 January, 2021 • David HamiltonVancouver, Canada – January 26, 2021 – Front Row Insurance Brokers Inc. has donated $4,000 CAD to the SOCAN Foundation to support the grants, awards and programs offered by the foundation to musicians. “Of course, we were pleased to see so many SOCAN member musicians protect their valuable instruments online using our ...
The Top 10 Film Festivals in Quebec | Best Film Festivals in Quebec
20 January, 2021 • Grant PattenLet’s provide a high-level overview of some of the best film festivals in Quebec, including Montreal and Quebec City regions. Of course, there are other good film festivals in the province and this list isn’t comprehensive; however, the below festivals are certainly among the most notable in Quebec. We’ll discuss (in n...
The Best Budget Cameras for Photography
12 January, 2021 • Grant PattenAs a companion piece to our popular best budget cameras for filmmaking article, we thought it would be nice to provide a high-level overview of some of the best budget photography cameras available on the market also. We will discuss (in no particular order): Nikon D3500 Canon EOS Rebel Canon PowerShot G7 Panasonic LUM...
The Top 10 Film Festivals in Toronto | Best Film Festivals in the GTA
21 December, 2020 • Grant PattenLet’s provide a high-level overview of some of the best film festivals in the Greater Toronto Area (GTA). Of course, there are other good film festivals in the area and this list isn’t comprehensive; however, the below festivals are certainly among the most notable in the GTA. We’ll discuss (in no particular order): TI...
The Top 10 Film Festivals in Metro Vancouver / Best Film Fests in BC
14 December, 2020 • Grant PattenLet’s provide a high-level overview of some of the best film festivals in Metro Vancouver. Of course, there are other good film festivals in the area and this list isn’t comprehensive; however, the below festivals are certainly among the biggest in BC. We’ll discuss (in no particular order): VIFF Italian Film Festival ...
The Best Film Festivals in Greater Los Angeles | Best Film Fests in LA
3 December, 2020 • Alyson LocacciatoHere is a look at some of the top film festivals in the Los Angeles area, and how they have dealt with the new world of social distancing in entertainment. We'll discuss (in no particular order): Spirit Awards OUTFEST LA Shorts AFIFest Screamfest Newport Beach Film Fest NFMLA LA Women in FilmFest Film Independent Spiri...
The Best Software for Filmmakers / Best Filmmaking Editing Software
23 November, 2020 • Grant PattenShutterstock: Royalty-free stock photo ID: 1577644270 Let’s provide a high-level overview of some of the best software for filmmakers available on the market now! We’ll look at a mix of backup software, dailies software, colour correction software and standard video editing software in this post. We’ll discuss (in no p...
The 10 Best Photography Schools in Canada | Top Photography Programs
16 November, 2020 • Grant PattenLet’s provide a high-level overview of some of the best photography schools in Canada. Of course, there are other good schools and this list isn’t comprehensive; however, the below photography programs are certainly among the most notable in Canada. (in no particular order) We’ll discuss: TMU Image Arts / best photogra...
21 Best Podcasts on Filmmaking / Filmmaker Film Producer Podcasts
9 November, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1433456582 | Shutterstock Let’s review Front Row’s top podcasts on filmmaking. We’ll discuss: (in no particular order) Just Shoot It podcast New York Production Alliance / NYPA's podcast The Art of Film Funding podcast Business of Film Craft Truck Uncut Filmspotting The No Film Scho...
Practice Safe Sets by Safe Sets International
2 November, 2020 • Alex KolodkinSource: https://practicesafesets.co/ Guest blog post by Set Scouter / Safe Sets International In this crazy, ever-changing COVID-19 world, productions continue to blossom throughout the challenges of the pandemic because of the persistence and ingenuity of the creative spirit. Safe Sets International is proud to be a p...
The 15 Best Photo Editing Apps / Best Photography Editor Apps
26 October, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1399145969 | Shutterstock Let’s review the 15 best apps for photo editing available on the market now. (in no particular order) We’ll discuss: Polish / Photo Editor Pro Snapseed VSCO Photofox ON1 Photo RAW DxO PhotoLab and ONE GIMP darktable RawTherapee PicsArt Pixlr Fotor Ribbet Co...
The 10 Best Laptops for Music Production
14 October, 2020 • Grant PattenThe 10 Best Laptops for Music Production / Best Music Production Computers Let’s review the ten best laptops for music production available on the market now. (in no particular order) We’ll discuss: Asus VivoBook Asus ZenBook Apple MacBook Pro Microsoft Surface Book Samsung Notebook Dell Inspiron Gaming Edition Huawei ...
And… Action! Testing in the Time of Corona
8 October, 2020 • Sandi CooperSource: http://settest.ca/ Guest blog post by SetTest SetTest has secured private laboratory capacity for COVID testing, available now (October 2020), and is scaling to increase over the next ninety days. Clients are rushing to reserve access to this Health Canada-approved, accredited testing capability that is impervi...
The 10 Best Music Documentaries / the Best Rockumentaries
5 October, 2020 • Grant PattenLet’s review Front Row’s top 10 music documentary films. We’ll discuss: (in no particular order) Stop Making Sense Montage of Heck and Soaked in Bleach Gimme Shelter Dont Look Back [sic] Rattle and Hum The Decline of Western Civilization Woodstock The Last Waltz and Once Were Brothers Amy The Story of Wish You Were Her...
How to protect your camera in snow | protect your camera in cold weather
1 October, 2020 • Grant PattenSource: Royalty-free stock photo ID: 551251480, Shutterstock It’s true – most modern photography equipment is generally durable enough to withstand snowy conditions, but there are still some best practices that you’ll want to keep in mind when handling your photography gear in snow and cold weather conditions. Let’s re...
The 10 Best Music Theory Books | Top 10 Music Theory Books
28 September, 2020 • Grant PattenLet’s review Front Row’s top 10 music theory books. We’ll discuss: (in no particular order) Musicophilia: Tales of Music and the Brain How Music Works The Study of Counterpoint Hooktheory Silence: Lectures and Writings The Joy of Music Tonal Harmony with an Introduction to Twentieth-Century Music Harmonic Experience Th...
Top 10 Filmmaker Instagram Influencers / Best Filmmaker Instagrammers
17 September, 2020 • Alyson LocacciatoNeed some inspiration, filmmakers? Check out Front Row Insurance’s round-up of the top 10 filmmakers on Instagram who you should consider following! In no particular order: 1. @jonfavreau https://www.instagram.com/jonfavreau Jon Favreau is an actor, director, and writer. The Lion King, The Mandalorian, and The Avengers...
10 Best Documentaries about Filmmaking / Best Movies about Filmmaking
14 September, 2020 • Grant PattenLet’s review Front Row’s top 10 documentaries about filmmaking. (in no particular order): Lost in La Mancha / He Dreams of Giants Burden of Dreams Final Cut: The Making and Unmaking of Heaven’s Gate The Making of "The Shining" / Room 237 American Movie The Kid Stays in the Picture Easy Riders, Raging Bulls Directed by ...
10 Best Budget Filmmaking Microphones / Best Mics for Filmmaking
1 September, 2020 • Grant PattenIn addition to our blog post about the best budget cameras for filmmaking, we thought it would be useful to provide a list on the top 10 affordable filmmaking microphones. We’ll discuss (in no particular order): Sennheiser XSW-D / Best lav mic for filmmaking RØDE VideoMic NTG / Best shotgun mic for filmmaking Sennheise...
The 10 Best Filmmaking Books | Top Books on Filmmaking / Videography
24 August, 2020 • Grant PattenLet’s review Front Row’s top 10 books on filmmaking. We’ll discuss: (in no particular order) In the Blink of an Eye Rebel without a Crew On Directing Film Making Movies Directing Actors How to Shoot Video That Doesn't Suck Cinematography: Theory and Practice Master Shots The Filmmaker's Handbook Save the Cat! 1. In the...
Cleaning & Sanitization with Safety Monitors, Foggers and UV-C Light
17 August, 2020 • Michelle BriggsSource: Royalty-free stock photo ID: 1764454877 | Shutterstock Guest blog post by Fusion UV-Clean UV-Clean is a specialized division of Fusion Cine, a national sales and rentals company supplying high-end cinema and broadcast equipment (i.e., ARRI, Angénieux, Fujifilm, RED, Sony, Zeiss, etc.) to the film and television...
The Best Filmmaking Schools in Canada / Top Film Schools in Canada
12 August, 2020 • Grant PattenLet’s review some of the best filmmaking schools in Canada. We’ll discuss (in no particular order): Toronto Metropolitan University / best film schools in Canada Toronto Film School / best film schools in Ontario York University / top film schools in Canada Sheridan College / top film schools in Ontario Concordia Unive...
Top Filmmaking Schools in the USA / Best Film Schools in the US
12 August, 2020 • Alyson LocacciatoFrom Los Angeles to New York, check out Front Row Insurance’s round-up of the top filmmaking schools in the US! In no particular order: University of Southern California / best film schools in US TISCH School of Arts / best film schools in USA CalArts / best film schools in California Emerson College University of Texa...
US Filmmakers: Navigating Your Certificate of Insurance
4 August, 2020 • Alyson LocacciatoIf you’re a Canada-based filmmaker, read this blog post instead. Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental ho...
Canadian Filmmakers: Navigating Your Certificate of Insurance
4 August, 2020 • Alyson LocacciatoIf you’re a US-based filmmaker, read this blog post instead. Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house ...
The Top 10 Films that Could Have Been Made During the COVID Pandemic
27 July, 2020 • Grant Patten…because they’re small scale, one-location film productions / one-room movies / one-location movies / single-location movies / films shot in one room Rear Window Sleuth My Dinner with Andre Dogville Death and the Maiden Wait Until Dark Dog Day Afternoon Deterrence Tape Arsenic and Old Lace As COVID-19 pandemic lockdown...
The 10 Best How-to Photography Books
20 July, 2020 • Grant PattenLet’s review Front Row’s top 10 how-to photography books. We’ll discuss: Understanding Exposure Digital Photography Boxed Set Read This If You Want to Take Great Photographs The Photographer’s Eye The Art of Photography The Hot Shoe Diaries Digital Photography Masterclass Picture Perfect Practice How to Create Stunning...
What Does a Stunt Coordinator Do?
15 July, 2020 • Maja AroGuest blog post by Maja Aro | Sea To Sky Stunts Source: Royalty-free stock vector ID: 1421148581, Shutterstock We have all heard about the high profile stunt-related accidents that have occurred recently (Joi Harris on Deadpool 2, John Bernecker on The Walking Dead) but what about the more common and often overlooked i...
10 Best Laptops for Photo Editing / Best Photography Computers
23 June, 2020 • Grant PattenLet’s review the 10 best laptops for photo editing available on the market now: Apple MacBook Pro HP Spectre Lenovo ThinkPad Dell XPS Dell Inspiron Microsoft Surface Asus ZenBook Acer ConceptD MSI Prestige Razer Blade 1. Apple MacBook Pro (various sizes) | best computers for photo editing The famous MacBook is at the t...
How to obtain Los Angeles film permits / LA film permits
15 June, 2020 • Alyson LocacciatoSource: Royalty-free stock photo ID: 604497425, Shutterstock How to obtain Los Angeles film permits / LA film permits: The Do’s and Don’ts of Film LA If you have ever been a part of a production that was shot in the Greater Los Angeles area, you have more than likely worked with Film LA. Film LA is the permit authority...
10 Tips to Protect Your Camera at the Beach / Protect Camera from Sand
8 June, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1697115355, Shutterstock Many (often amateur) photographers think that water is the most dangerous element on a beach that could potentially damage their photography gear – but seasoned photographers know that sand is just as much of an issue. Many of these photographers have likely...
Protect your camera from overheating / protect your camera in the heat
2 June, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1638413680, Shutterstock It’s true – if you’re a professional photographer who can afford to purchase the highest quality camera bodies, they should be able to withstand the heat without any issues, but there are still some best practices that you should keep in mind when shooting i...
Filmmakers & Videographers in the Field During COVID-19
21 May, 2020 • Grant Pattensource: Shutterstock Royalty-free stock photo ID: 1660469317 Front Row remains committed to the success of the entertainment industry and its creators in both good times and bad. With the ongoing coronavirus pandemic, we are now, of course, in bad times, but we thought we could be helpful to those brave filmmakers, fil...
Underwater photography / In-water photography camera protection tips
21 May, 2020 • Grant PattenSource: Royalty-free stock photo ID: 386799562, Shutterstock Let’s face it – photographing underwater is an inherently precarious situation, but it can also result in some amazing imagery, so the reward can sometimes outweigh the risk. And photographers will continue doing underwater photography as long as this prospec...
Guidance on Health and Safety for Film & TV Workers during COVID-19
15 May, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1680037777, Shutterstock The Workplace Safety & Prevention Services (WSPS) has released some helpful guidelines for those in the film, TV and live performance industries who will soon be returning to production work in this COVID-19 environment. WSPS is an Ontario-focused organi...
US Filmmakers: Entertainment Insurance 101 (Budgets under $100K)
15 May, 2020 • David HamiltonSource: Shutterstock Royalty-free stock illustration ID: 735595339 So you wrote a killer script, put together a budget, found your talent, and you’re ready to shoot your first project. You set the dates, bright-eyed, excited, and you go to rent some production equipment, and maybe a couple of props or costumes. You get...
Organizing Your Camera Gear / Keeping Track of Your Photography Gear
6 May, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1569424465, Shutterstock Photographers often have a lot of photography gear and it can, eventually, become difficult to keep track of what’s going out and what’s coming in. Since we provide photography insurance and want to help photographers protect their gear, it also makes sense ...
The Best Cameras for YouTube | Best Vlogging Cameras
1 May, 2020 • Grant PattenSource: Royalty-free stock photo ID: 1127191604, Shutterstock Many of our film insurance customers are avid YouTubers, so we thought it would be useful to assemble this post about our research on the best cameras for recording YouTube videos. Let’s review some of the best cameras for YouTube and vlogging (video bloggin...
Video: What is a Premium? What is a Deductible?
28 April, 2020 • Grant PattenDisclaimer: the deductible amounts disclosed in this video are current to April 2020 and are subject to change. What is an insurance premium? An insurance premium is the amount of money an individual or business pays for an insurance policy. Premiums are collected and kept in reserve in order to pay out claims as they ...
Insurance for Photos Booths | Photo Booth Insurance from Front Row
24 April, 2020 • Grant PattenSource: Royalty-free stock photo ID: 506775367, Shutterstock We’re often asked, “Does Front Row’s photography insurance program (Canada) cover photo booths?” The answer is yes (for Canada only); it does, but within some narrow parameters explained below. We do not cover any and all photo booths – they have to be a cert...
Does producer's E&O insurance cover claims of breach of contract?
21 April, 2020 • Kailin CheWHAT TO KNOW ABOUT IMPLIED-IN-FACT AGREEMENTS | IMPLIED CONTRACTS | IMPLIED TERMS E&O INSURANCE FILM | ERRORS AND OMISSIONS INSURANCE FILM: Kailin Che (Lawyer): An E&O policy does not cover claims relating to breaches of contract, e.g., if a producer breaches a contract provision with a writer, that won’t be co...
E&O considerations for US-based filmmaker vs. Canada-based filmmaker
17 April, 2020 • Kailin CheFair use vs. fair dealing Are there different e&o considerations for a US-based filmmaker vs. a Canada-based filmmaker? E&O INSURANCE FILM | ERRORS AND OMISSIONS INSURANCE FILM: Kailin Che (Lawyer): There are definitely differences in the applicable laws affecting E&O considerations between US and Canada. A...
Intimacy Directors in the Theatre World
15 April, 2020 • Lynne GodfroyHiring an Intimacy Coach, or Intimacy Director (ID), as part of a theatre’s crew is becoming more common in Canadian theatrical circles, sparked by media attention to the vulnerability of women in the arts and entertainment sector. What is an intimacy coach / intimacy director? So what is the purpose of an Intimacy Dir...
Sustainable Sets & Green Filmmaking – The Future of Power in Film
6 April, 2020 • Grant PattenSource: Royalty-free stock photo ID: 657678478 (Shutterstock) Traditional generators for film production – the issues involved Powering a film production is an expensive business. Your typical power set-up is a centralized grid, involving at least one or two 400A diesel generators. That number can rapidly rise to 20 on...
The Best Budget Cameras for Filmmaking
1 April, 2020 • Grant PattenSource: Royalty-free stock photo ID: 685271140, Shutterstock Let’s review some of the best budget, affordable cameras for filmmaking available on the market now. We’ll discuss: Canon 80D and 90D DSLRs – best DSLRs for filmmaking Blackmagic Pocket Cinema Camera Panasonic G7 kit Sony a77, Alpha A6400 and FDR-AX700 Fujifi...
How to Protect Your Camera Lens(es)
16 March, 2020 • Grant PattenProtect your camera lens with a filter / protect camera lens from scratches Even if you’re not using a filter to obtain any particular photographic effect, it’s still wise to keep a filter on your camera lens in order to add a layer of protection. A UV or ND filter could be used; either filter will help prevent scratch...
How does an E&O clearance process protect against claims of libel?
13 March, 2020 • Kailin CheWHAT TO KNOW ABOUT E&O INSURANCE AND LIBEL / SLANDER / DEFAMATION E&O INSURANCE FILM | ERRORS AND OMISSIONS INSURANCE FILM: Kailin Che (Lawyer): Depending on the policy, E&O insurance should also provide defense and indemnification for claims relating to defamation and in order for a defamation claim to exi...
What to Know About Rain Photography: Protecting Your Camera in Rain
9 March, 2020 • Grant PattenSource: Shutterstock Royalty-free stock photo ID: 1095459860 NOTE: This article is specifically about protecting your gear from rain and is not applicable to underwater photography. Underwater photography poses different kinds of risks and requires additional underwriting information to insure. If you do any photograph...
Fire, Flood, Injury: Stage Disasters & Insurance Considerations
4 March, 2020 • Grant PattenThis post reviews some infamous theatrical stage disasters that have happened over the years. We cannot guarantee that any of these disasters would have necessarily been covered under any insurance claim (coverage decisions are ultimately up to the insurance company), but it is nonetheless instructive to consider what ...
I’m just starting out in my photography business; do I need insurance?
27 February, 2020 • David McLeishShutterstock Royalty-free stock photo ID: 445094317 You might not expect to hear this from an insurance broker, but if you’re wondering whether you need insurance – maybe you don’t! Many photographers, and most professional photographers, don’t need to wonder: they know, because they are told they must carry insurance....
I'm renting a car (in Canada) for my movie – what do I need?
20 February, 2020 • Diane KonecnySome of the most common questions we get from clients are about vehicles: What coverage do I need? Do I need to buy anything from the rental company? Can a 20-year-old production assistant (PA) drive the car(s)? Well, here is what you need to know about renting vehicles when shooting a production in Canada. We will bre...
Announcement on New Hire Alyson Locacciato – David Hamilton CEO
14 February, 2020 • David HamiltonAlyson Locacciato Front Row is pleased to announce Alyson Locacciato has joined our LA office as an account executive. Alyson is an experienced broker (California property & casualty license). She worked at American Entertainment Insurance Services for ~2 years before joining Front Row. She specialized in: short sh...
How does an E&O clearance process protect against plagiarism claims?
3 February, 2020 • Remy KhouzamE&O insurance film | errors and omissions insurance film: Remy Khouzam (Lawyer): When discussing a project, a lawyer and his client (the producer) will have to look at various things regarding the nature of the project itself; for example: Is it an original project? Is it a project adapted from previous work? Who c...
Why do we need to answer ALL the questions on an E&O application?
27 January, 2020 • Steve FraserWhat are lawyers looking for in the responses? E&O INSURANCE FILM | ERRORS AND OMISSIONS INSURANCE FILM: Steve Fraser (Lawyer): ALL the questions on an E&O application should be answered because they all reflect something that the insurer needs to know, but most of all, it’s an administrative thing. If you don’...
20 Effective Ways to Protect Your Saxophone (Downloadable Checklist!)
21 January, 2020 • Grant PattenAs an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the sa...
20 Effective Ways to Protect Your Violin (Downloadable Checklist!)
20 January, 2020 • Grant PattenAs an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the vi...
Script Clearance and Title Search Report Cost
20 January, 2020 • Anne Marie MurphySCRIPT CLEARANCE REPORT COST Script clearance reports give you a detailed list of all the story elements in your project that might cause problems in any of these categories: copyright infringement trademark infringement defamation invasion of privacy right of publicity story rights issues A "clearance" or "script clea...
20 Effective Ways to Protect Your Keyboard (Downloadable Checklist!)
17 January, 2020 • Grant PattenAs an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the el...
20 Effective Ways to Protect Your Drums (Downloadable Checklist!)
16 January, 2020 • Grant PattenAs an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on drums ...
20 Effective Ways to Protect Your Guitar (Downloadable Checklist!)
15 January, 2020 • Grant PattenAs an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the gu...
Why are certain questions asked on an E&O application?
8 January, 2020 • Steve FraserWhat are lawyers looking for in the responses? E&O INSURANCE FILM | ERRORS AND OMISSIONS INSURANCE FILM: Steve Fraser (Lawyer): Certain questions are asked on an E&O insurance application to help the insurance company or their counsel to gauge whether the production may be riskier than others. On the one hand, ...
How can a film producer protect themselves from an E&O claim?
6 January, 2020 • Steve FraserFOLLOW THE E&O CLEARANCE PROCEDURES E&O INSURANCE FILM | ERRORS AND OMISSIONS INSURANCE FILM: Steve Fraser (Lawyer): A film producer can protect himself, herself or itself (because most producers incorporate) by following the clearance procedures that are included with your E&O application and/or E&O po...
Why Does a Film Producer Need E&O Insurance?
3 January, 2020 • Remy KhouzamWhy is E&O necessary from a legal perspective? E&O insurance film | errors and omissions insurance film: Remy Khouzam (Lawyer): The reality of the North American market, at the very least, is that E&O insurance is required and producers must obtain it because broadcasters, distributors, public sector financ...
E&O: Are There Different Things Needed for a Documentary vs. a Drama?
16 December, 2019 • Remy KhouzamRemy Khouzam (Lawyer): From an errors and omissions (E&O) perspective, you have to look at the project based on what challenges it presents. So, a documentary will have different legal concerns than a drama. E&O Insurance and Documentaries For documentary, we’ll mostly be looking at privacy issues, potential de...
Front Row’s Referral Marketing Program
28 November, 2019 • Grant PattenFront Row’s Referral Marketing Program You asked, we listened! In our September 2019 Customer Satisfaction Survey, we saw your requests for a referral marketing program and so we promptly set one up. A full 47% of our customers hear about us through word of mouth, and we'd like to start showing our appreciation for the...
SpottedRisk Disgrace Insurance
18 November, 2019 • Nicholas HanesAn objective measure for mainstreaming a once vague and fraught insurance product If businesses that employ entertainers aren’t terrified by the potential impact of scandal, they’re not seeing the whole picture. Blasted out in headlines around the world, and amplified by social media, celebrity disgrace has never been ...
How to choose between a DICE Insurance Policy and a DigiGear Policy?
11 November, 2019 • Grant PattenDICE (docs, corporate videos, commercials, educational films, music videos) The DICE Package Policy is intended to provide insurance for smaller budget documentaries, corporate videos, commercials, educational films, music videos and more. DICE is best suited for producers who are planning to produce projects other tha...
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