The Front Row View (entertainment insurance blog)
Filmmakers: You May NOT be Covered under Homeowners Insurance
17 September, 2024 • David HamiltonImage: Shutterstock You arrive back at your apartment to find your door pried open and your camera, sound and lighting gear missing. You take out your phone and call your insurance broker to report the claim under the homeowners policy that you purchased. An adjuster is assigned. The claims adjuster does a web search a...
How does a specialized film insurance broker compare to general insurance brokers?
15 September, 2022 • Steve BeattyIf you go to a general commercial broker, they’re not going to understand the nuances of film production insurance because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance. We do tend to receive a lot of calls and emails from...
What are the most common film insurance claims?
13 June, 2022 • Steve BeattyWe joke by saying that we can get through most projects without any claims but invariably somebody is going to bang up a car: somebody is backing out, maybe a production assistant hits a post or another car, etc. As a result, and in response to that, the insurers have put relatively high deductibles on vehicle claims n...
Film Insurance: Small Budget vs. Large Budget
9 June, 2022 • Steve BeattyFront Row offers different film insurance options to accommodate smaller vs. larger budget productions. Sometimes, that is driven by contractual obligations and the insurance requirements of funders, streamers or broadcasters. So, step one is asking “do I have anything there that I need to satisfy?” If you have a small...
What is included in an entertainment insurance package policy?
3 June, 2022 • Steve BeattySummary of an entertainment insurance package policy: The cast insurance is a key element; i.e., injury, death, or illness that occurs to a cast member. Usually, you’re designating who you want in there; you could be also including the director, producer, key visual effects people, etc. General liability (bodily injury...
...But isn't the circus supposed to be dangerous?
9 January, 2019 • Steve BeattySource: Royalty-free stock photo ID: 1051987001 | Shutterstock Circus Insurance (Canada) One of the delights of the circus is seeing the most skilled acrobats dazzle an audience with risky stunts. At Front Row, our experience with production liability insurance and special event liability insurance has shown that there...
The Business Aftermath of an Artist's Death: Key Man Insurance (US & Canada)
27 April, 2016 • Steve BeattyKey Man Insurance I was, as with millions of others, saddened by the news of Prince’s passing. I mourn his passing. He left a legacy few will ever match in the music industry. Speaking with a friend yesterday, he told me that Prince was the best tour he ever got to work with. It is a truly sad and sudden loss. As the m...
Summer and Tours: What You Need to Know About Musical Tour Insurance
18 April, 2016 • Steve BeattyMUSICAL TOUR INSURANCE (Canada) A couple of recent stories have reminded me to encourage safety while on the road. No show is worth an injury or bodily harm to anyone involved: artists, touring personnel, bus and truck drivers, and patrons! I have attached a couple of stories reporting recent accidents: the Allman Brot...
Music Festival and Concert Insurance (US & Canada)
15 April, 2016 • Steve BeattyConcert event insurance (US/Canada) Note: Front Row's event insurance program includes basic liability coverage limits for small festivals or concerts with an attendance under 500. This online program is not meant for festivals or concerts with a capacity over 500 attendees. To insure large festivals or concerts (in Ca...
Paddy and Nico and Key Person Insurance
7 August, 2015 • Steve BeattyKey Person Insurance (Canada) Britain’s Got Talent was thrown a curve ball when dance duo “Paddy and Nico” had to withdraw from the competition. The sudden change occurred due to a rib injury sustained by Paddy during a rehearsal. Part of the novelty of the team was the fact that the female dance partner was so much ol...
British Pantomime And Theatre Insurance
6 August, 2015 • Steve BeattySource: Royalty-free stock illustration ID: 494347219 | Shutterstock I sure hope “Theatr Clwyd” out in England had theatre insurance. A Christmas pantomime of Jack and the Beanstalk was cut short after an actor twisted his ankle in the middle of a performance. The actor’s name is Edward York and he plays the role of “S...
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