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{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/bid/146779/musical-instrument-insurance-companies-how-to-compare","afterPostBody":null,"aifeatures":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"320444-146779","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1401900296000,"deletedAt":0,"displayName":"David Hamilton","email":"david@frontrowinsurance.com","facebook":"","fullName":"David Hamilton","gravatarUrl":"https://app.hubspot.com/settings/avatar/e5f627d6f4fb7738af400df9b2f0d390","hasSocialProfiles":false,"id":952267721,"label":"David Hamilton","language":null,"linkedin":"","name":"David Hamilton","portalId":61352,"slug":"david-hamilton","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1401900296000,"userId":null,"username":"david@frontrowinsurance.com","website":""},"blogAuthorId":952267721,"blogPostAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1401900296000,"deletedAt":0,"displayName":"David Hamilton","email":"david@frontrowinsurance.com","facebook":"","fullName":"David Hamilton","gravatarUrl":"https://app.hubspot.com/settings/avatar/e5f627d6f4fb7738af400df9b2f0d390","hasSocialProfiles":false,"id":952267721,"label":"David Hamilton","language":null,"linkedin":"","name":"David Hamilton","portalId":61352,"slug":"david-hamilton","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1401900296000,"userId":null,"username":"david@frontrowinsurance.com","website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":0,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":null,"campaign":null,"campaignName":null,"campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"checkPostLevelAudienceAccessFirst":true,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1384977791000,"createdByAgent":null,"createdById":null,"createdTime":1384977791000,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"deletedByEmail":null,"deletedById":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg","featuredImageAltText":"Musical Instrument Insurance Companies: How to Compare","featuredImageHeight":175,"featuredImageLength":0,"featuredImageWidth":300,"flexAreas":{},"folderId":null,"footerHtml":"","freezeDate":1384980180000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"","header":null,"htmlTitle":"Musical Instrument Insurance Companies: How to Compare","id":949435534,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstanceLayoutPage":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Musical Instrument Insurance Companies: How to Compare</span>","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":320444,"legacyId":146779,"legacyPostGuid":"dd1bcccf-ccf7-4874-831e-ac8caf2decff","linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"html_title":"Musical Instrument Insurance Companies: How to Compare","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"tag_ids":[949436814],"topic_ids":[949436814],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.&nbsp;</p>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized entertainment insurance broker. The Front Row <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">online musical instrument insurance program</a> has been endorsed by:</p>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\"><strong>SOCAN</strong></a>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\" width=\"560\" height=\"315\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\" width=\"560\" height=\"315\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p></span>","post_summary":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"rss_body":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.&nbsp;</p>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized entertainment insurance broker. The Front Row <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">online musical instrument insurance program</a> has been endorsed by:</p>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\"><strong>SOCAN</strong></a>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\" width=\"560\" height=\"315\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\" width=\"560\" height=\"315\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p>","rss_summary":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n","keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"head_html":"","footer_html":"","attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"meta_description":"Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require. Front Row Insurance.","meta_keywords":"Mmusical instrument insurance quotes,musical instrument insurance,Musical instrument insurance,Musical Instrument insurance companies, musical instrument coverage, musical instrument insurance program, musical instrument insurance company","unpublished_at":0,"published_by_id":7915797,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":null,"page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"deleted_by":null,"state_when_deleted":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg","featured_image_alt_text":"Musical Instrument Insurance Companies: How to Compare","featured_image_width":300,"featured_image_height":175,"publish_timezone_offset":null,"theme_settings_values":null,"layout_sections":{},"past_mab_experiment_ids":[],"enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"tweet_immediately":false,"publish_immediately":null,"security_state":"NONE","scheduled_update_date":0,"placement_guids":["55815305-16dc-4453-b88a-bf97c67f71ae"],"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":320444,"legacy_post_guid":"dd1bcccf-ccf7-4874-831e-ac8caf2decff","performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","password":null,"header":null,"published_at":1659040372214,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require. Front Row Insurance.","metaKeywords":"Mmusical instrument insurance quotes,musical instrument insurance,Musical instrument insurance,Musical Instrument insurance companies, musical instrument coverage, musical instrument insurance program, musical instrument insurance company","name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Musical Instrument Insurance Companies: How to Compare</span>","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/music/WHAT%20IS%20MY%20GEAR%20WORTH%20IN%20A%20CLAIM%3F.jpg","nextPostFeaturedImageAltText":"Instrument Insurance - What is my gear worth in a claim?","nextPostName":"Instrument insurance: What is my gear worth in the event of a claim?","nextPostSlug":"articles/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Musical Instrument Insurance Companies: How to Compare","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampLinkColor":"#416bb3","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoWidth":175,"analyticsPageId":137640,"attachedStylesheets":[],"audienceAccess":"PUBLIC","businessUnitId":null,"captchaAfterDays":7,"captchaAlways":false,"categoryId":3,"cdnPurgeEmbargoTime":null,"closeCommentsOlder":0,"commentDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentMaxThreadDepth":3,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentShouldCreateContact":true,"commentVerificationText":"","cosObjectType":"BLOG","created":1401900293000,"createdDateTime":1401900293000,"dailyNotificationEmailId":"952268096","dateFormattingLanguage":"en_US","defaultGroupStyleId":"","defaultNotificationFromName":"","defaultNotificationReplyTo":"","deletedAt":0,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/bid/146779/musical-instrument-insurance-companies-how-to-compare\"\n },\n \"headline\": \"Musical Instrument Insurance Companies: How to Compare\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg\"\n },\n \"datePublished\": \"2013-11-20 20:43:00\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require. Front Row Insurance.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","htmlHeadIsShared":true,"htmlKeywords":["Front Row Insurance Blog"," entertainment blog"," film blog"," film insurance"," event insurance"," film festival blog"," production blog"," musicians blog"," "],"htmlTitle":"The Front Row View (entertainment insurance blog)","id":952267656,"ilsSubscriptionListsByType":{"daily":443,"instant":442,"monthly":441,"weekly":444},"instantNotificationEmailId":"952268061","itemLayoutId":null,"itemTemplateIsShared":false,"itemTemplatePath":"prox_frontrow/templates/blog/blog-post.html","label":"The Front Row View (entertainment insurance blog)","language":"en","legacyGuid":"469ce2ec-4dd9-442d-984a-3bab2557a02f","legacyModuleId":"164112","legacyTabId":137640,"listingLayoutId":null,"listingPageId":70026589976,"listingTemplatePath":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","monthFilterFormat":"MMMM yyyy","monthlyNotificationEmailId":"952267981","name":"The Front Row View (entertainment insurance blog)","parentBlogUpdateTaskId":null,"portalId":61352,"postHtmlFooter":"<!-- OMEGA-->","postHtmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/bid/146779/musical-instrument-insurance-companies-how-to-compare\"\n },\n \"headline\": \"Musical Instrument Insurance Companies: How to Compare\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg\"\n },\n \"datePublished\": \"2013-11-20 20:43:00\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require. Front Row Insurance.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","rssItemHeader":"","settingsOverrides":{"itemLayoutId":false,"itemTemplatePath":false,"itemTemplateIsShared":false,"listingLayoutId":false,"listingTemplatePath":false,"postsPerListingPage":false,"showSummaryInListing":false,"useFeaturedImageInSummary":false,"htmlHead":false,"postHtmlHead":false,"htmlHeadIsShared":false,"htmlFooter":false,"listingPageHtmlFooter":false,"postHtmlFooter":false,"htmlFooterIsShared":false,"attachedStylesheets":false,"postsPerRssFeed":false,"showSummaryInRss":false,"showSummaryInEmails":false,"showSummariesInEmails":false,"allowComments":false,"commentShouldCreateContact":false,"commentModeration":false,"closeCommentsOlder":false,"commentNotificationEmails":false,"commentMaxThreadDepth":false,"commentVerificationText":false,"socialAccountTwitter":false,"showSocialLinkTwitter":false,"showSocialLinkLinkedin":false,"showSocialLinkFacebook":false,"enableGoogleAmpOutput":false,"ampLogoSrc":false,"ampLogoHeight":false,"ampLogoWidth":false,"ampLogoAlt":false,"ampHeaderFont":false,"ampHeaderFontSize":false,"ampHeaderColor":false,"ampHeaderBackgroundColor":false,"ampBodyFont":false,"ampBodyFontSize":false,"ampBodyColor":false,"ampLinkColor":false,"generateJsonLdEnabled":false},"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"showSocialLinkTwitter":true,"showSummaryInEmails":true,"showSummaryInListing":false,"showSummaryInRss":true,"siteId":0,"slug":"articles","socialAccountTwitter":"","state":null,"subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionEmailType":null,"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionListsByType":{"daily":12,"instant":11,"monthly":10,"weekly":13},"title":null,"translatedFromId":null,"translations":{"fr":{"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue","id":2471031463,"language":"fr","masterId":952267656,"name":"The Front Row View (entertainment insurance blog)","publicAccessRules":[],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1693318083281,"updatedDateTime":1693318083281,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":"","performableVariationLetter":null,"personas":[],"placementGuids":["55815305-16dc-4453-b88a-bf97c67f71ae"],"portableKey":null,"portalId":61352,"position":null,"postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.&nbsp;</p>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized entertainment insurance broker. The Front Row <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">online musical instrument insurance program</a> has been endorsed by:</p>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\"><strong>SOCAN</strong></a>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\" width=\"560\" height=\"315\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\" width=\"560\" height=\"315\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p></span>","postBodyRss":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.&nbsp;</p>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized entertainment insurance broker. The Front Row <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">online musical instrument insurance program</a> has been endorsed by:</p>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\"><strong>SOCAN</strong></a>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\" width=\"560\" height=\"315\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\" width=\"560\" height=\"315\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p>","postEmailContent":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>","postFeaturedImageIfEnabled":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg","postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.&nbsp;</p>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized entertainment insurance broker. The Front Row <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">online musical instrument insurance program</a> has been endorsed by:</p>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\"><strong>SOCAN</strong></a>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\" width=\"560\" height=\"315\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\" width=\"560\" height=\"315\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p></span>","postListSummaryFeaturedImage":"","postRssContent":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>","postRssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg","postSummary":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n","postSummaryRss":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"fImFi71e","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hub/61352/file-863935476.jpg","previousPostFeaturedImageAltText":"Front Row Musical Instrument Policy","previousPostName":"Front Row Musical Instrument Policy Launches Online","previousPostSlug":"articles/bid/118744/front-row-instrument-policy-launches-on-line","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1384980180000,"publishDateLocalTime":1384980180000,"publishDateLocalized":{"date":1384980180000,"format":"medium","language":"en_US"},"publishImmediately":null,"publishTimezoneOffset":null,"publishedAt":1659040372214,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/bid/146779/musical-instrument-insurance-companies-how-to-compare","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.&nbsp;</p>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized entertainment insurance broker. The Front Row <a href=\"https://musicians.frontrowinsurance.com/\" rel=\"noopener\">online musical instrument insurance program</a> has been endorsed by:</p>\n<ul>\n<li><a href=\"/articles/bid/117160/instrument-insurance-for-socan-members\" rel=\"noopener\"><strong>SOCAN</strong></a>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\" width=\"560\" height=\"315\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\" width=\"560\" height=\"315\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p>","rssSummary":"<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n","rssSummaryFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb300x175.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1732482654755,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/d25c3e9e-6022-42f4-adea-96db7e42d957.png","sections":{},"securityState":"NONE","siteId":0,"slug":"articles/bid/146779/musical-instrument-insurance-companies-how-to-compare","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"legacy_blog_post","syncedWithBlogRoot":true,"tagIds":[949436814],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401900445000,"deletedAt":0,"description":"","id":949436814,"label":"Musical instrument insurance","language":"en","name":"Musical instrument 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insurance"],"topics":[949436814],"translatedContent":{"fr":{"ab":false,"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue/compagnies-dassurance-pour-instruments-de-musique-comment-comparer","approvalStatus":null,"archived":false,"archivedInDashboard":false,"audienceAccess":"PUBLIC","authorName":null,"businessUnitId":null,"campaign":null,"campaignName":null,"created":1578409628000,"currentState":"PUBLISHED","htmlTitle":"COMPAGNIES D'ASSURANCE POUR INSTRUMENTS DE MUSIQUE: COMMENT COMPARER","id":24123262749,"language":"fr","mab":false,"masterId":null,"name":"COMPAGNIES D'ASSURANCE POUR INSTRUMENTS DE MUSIQUE: COMMENT 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2020","module_id":33051772119,"name":"module_15960847531069","order":4,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"definition_id":null,"field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"module_id":33156769794,"path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":7,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"title":"Musical Instrument Insurance Companies: How to Compare"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<h1>MUSICAL INSTRUMENT INSURANCE COMPANIES: HOW TO COMPARE</h1>\n<p><img src=\"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/instruments-forweb.jpg\" alt=\"MUSICAL INSTRUMENT INSURANCE\" width=\"600\" style=\"width: 600px; display: block; margin: 0px auto;\"></p>\n<p>Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.</p>\n<!--more-->\n<h2>Questions to ask when comparing musical instrument insurance company policies:</h2>\n<ol>\n<li>Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.</li>\n<li>Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.</li>\n<li>Is <a href=\"https://workplaceinsure.frontrowinsurance.com/\" rel=\" noopener\">Office Contents Coverage</a> included? If you run your music business from home, your <a href=\"/instrument-insurance-blog/10-best-laptops-for-music-production\" rel=\"noopener\">computer</a>, printer, <em>etc</em>. may not be covered by your tenants policy.</li>\n<li>Are Valuable Papers &amp; Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.</li>\n<li>Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.</li>\n<li>Is automatic inflation protection included for musical instruments?</li>\n<li>Is &nbsp;coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?</li>\n<li>Is full coverage for <a href=\"/articles/articles/bid/110415/earthquakes-and-film-production-know-the-risks-and-be-prepared\" rel=\" noopener\">Earthquake </a>and Flood included? Your homeowners policy will <span style=\"font-weight: bold;\">not</span> cover your professional gear for flood damage and may not include EQ either.</li>\n<li>Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.</li>\n</ol>\n<p>All of the above is covered when you purchase <span style=\"font-weight: bold;\">musical instrument coverage</span> from Front Row Insurance Brokers' <a href=\"https://musicians.frontrowinsurance.com\" title=\"online musical instrument insurance program\" target=\"_self\">online musical instrument insurance program</a>. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions.</p>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<div></div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n<p>Front Row is a specialized Entertainment Insurance Broker that has offices in Montreal, Toronto, Vancouver and Los Angeles. The Front Row&nbsp;online musical instrument insurance program has been endorsed by:</p>\n<ul>\n<li><strong>SOCAN</strong>&nbsp;(the Society of Composers, Authors and Music Publishers of Canada)</li>\n<li><strong>RACS</strong> (the Recording Artists’ Collecting Society)</li>\n<li><strong>CCMA</strong> (the Canadian Country Music Association)</li>\n</ul>\n<p id=\"yui_3_13_0_1_1384977632254_2940\" class=\"yiv4881182270MsoNormal\"><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/cuxElv-2bRo?version=3&amp;hl=en_US\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object></p>\n<h3>Related:</h3>\n<p><a href=\"/musical-instrument-insurance-101\" rel=\" noopener\">Musical Instrument Insurance 101: How to Protect Your Instruments</a><br><a href=\"/articles/musical-instrument-theft-prevention-what-you-need-to-know\" rel=\" noopener\">Tips &amp; tricks to guard your gear </a><br><a href=\"/instrument-insurance-blog/bid/205377/protecting-musical-instruments-at-home-insurance-and-more\" rel=\" noopener\">Protecting instruments at home</a><br><a href=\"/instrument-insurance-blog/bid/205279/6-ways-to-protect-your-instruments-at-airports-and-on-planes\" rel=\" noopener\">Protecting instruments at airports </a><br><a href=\"/instrument-insurance-blog/bid/118477/musical-gear-insurance-and-protection-while-on-tour\" rel=\" noopener\">Protecting instruments on tour</a><br><a href=\"/articles/summer-and-tours-what-you-need-to-know-about-musical-tour-insurance\" rel=\" noopener\">Musical tour insurance </a><br><a href=\"/articles/band-on-the-run-touring-insurance-tips-for-taking-your-show-on-the-road\" rel=\" noopener\">Band on the run </a><br><a href=\"/articles/articles/bid/81594/why-even-your-band-should-carry-liability-insurance\" rel=\" noopener\">Tribute bands and liability </a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-guitar\" rel=\" noopener\">Protecting your guitar</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-drums\" rel=\" noopener\">Protecting your drums</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-keyboard\" rel=\" noopener\">Protecting your keyboard</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-violin\" rel=\" noopener\">Protecting your violin</a><br><a href=\"/instrument-insurance-blog/20-effective-ways-to-protect-your-saxophone\" rel=\" noopener\">Protecting your saxophone</a><br><a href=\"/instrument-insurance-blog/bid/118532/stolen-musical-instruments-how-to-make-a-claim\" rel=\" noopener\">How to make a claim</a><br><a href=\"/instrument-insurance-blog/bid/191494/instrument-insurance-what-is-my-gear-worth-in-an-claim\" rel=\" noopener\">What is my gear worth in event of claim?</a><br><a href=\"/articles/musical-instrument-insurance-you-may-not-be-covered\" rel=\" noopener\">You may not be covered under homeowners</a><br><a href=\"/instrument-insurance-blog/bid/118744/front-row-instrument-policy-launches-on-line\" rel=\" noopener\">Front Row’s musical instrument policy </a><br><a href=\"/instrument-insurance-blog/bid/117160/instrument-insurance-for-socan-members\" rel=\" noopener\">Insurance for SOCAN members </a><br>How to compare musical instrument insurance cos.<br><a href=\"/articles/blurring-the-lines-of-music-infringement-law-three-perspectives-in-one\" rel=\" noopener\">Blurring the lines of music infringement law</a></p>"},"deleted_at":1649789740199,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}}

Musical Instrument Insurance Companies: How to Compare

November 20, 2013 • David Hamilton
Musical Instrument Insurance Companies: How to Compare

Musical instrument insurance is available from many companies but only a few provide the coverage that professionals require.

Questions to ask when comparing musical instrument insurance company policies:

  1. Is there a minimum premium? Some companies will charge you a minimum of $500 even if you are only insuring $2,000 worth of instruments.
  2. Is Worldwide Equipment Coverage provided? Most policies from North American Insurance Companies only cover your musical gear in Canada and the USA.
  3. Is Office Contents Coverage included? If you run your music business from home, your computer, printer, etc. may not be covered by your tenants policy.
  4. Are Valuable Papers & Accounts Receivable coverage included? A professional musician should have these coverages so that your records can be recreated.
  5. Is coverage for borrowed Musical Instruments and Musical Equipment included? If this coverage is not in your current policy, it is easily obtained.
  6. Is automatic inflation protection included for musical instruments?
  7. Is  coverage for newly acquired musical instruments and musical equipment included for up to 30-days before you tell your broker?
  8. Is full coverage for Earthquake and Flood included? Your homeowners policy will not cover your professional gear for flood damage and may not include EQ either.
  9. Is lost Business Income / Extra Expense Coverage included? This is good protection for a professional musician.

All of the above is covered when you purchase musical instrument coverage from Front Row Insurance Brokers' online musical instrument insurance program. A quote takes ~10 seconds. A policy can be downloaded in 5 minutes by answering 8 questions. 

 
Covers: Theft, Breakage, and Fire
 
 

Front Row is a specialized entertainment insurance broker. The Front Row online musical instrument insurance program has been endorsed by:

  • SOCAN (the Society of Composers, Authors and Music Publishers of Canada)
  • RACS (the Recording Artists’ Collecting Society)
  • CCMA (the Canadian Country Music Association)

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law
Topics: Musical instrument insurance

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