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Generated by ClassySchema.org on Thu, 13 Apr 2023 16:53:54 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Does a film producer need to obtain releases from individuals appearing in photos from the Internet?\",\n\t\"description\": \"Get a quote for film producer's E&O insurance from Front Row: https://www.frontrowinsurance.com/en/sectors/e-o-insuranceBlaney McMurtry LLP website: https://...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/e8BvkVhhQrw/mqdefault.jpg\",\n\t\"duration\": \"PT1M37S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=e8BvkVhhQrw\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/e8BvkVhhQrw\",\n\t\"uploadDate\": \"2023-03-01\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/e8BvkVhhQrw?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","header":null,"htmlTitle":"Does a film producer need to obtain releases for photos from the web?","id":110849270201,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstanceLayoutPage":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Does a film producer need to obtain releases for photos from the web?</span>","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"use_featured_image":true,"post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.</p>\n<p>I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.</p>\n<p>In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.</p>\n<p>I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.</p>\n<p>For larger scale productions, if you have <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">clearance personnel</a> engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright</a> owners, IP owners, etc., and get the necessary permissions in place.</p>\n<p>Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">The Importance of Getting Media Releases from Cast and Above-the-line Crew</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\"noopener\">Doc Producer's E&amp;O: What is My Distributor/Financier Asking For?</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p></span>","post_summary":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"rss_body":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.</p>\n<p>I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.</p>\n<p>In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.</p>\n<p>I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.</p>\n<p>For larger scale productions, if you have <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">clearance personnel</a> engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright</a> owners, IP owners, etc., and get the necessary permissions in place.</p>\n<p>Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">The Importance of Getting Media Releases from Cast and Above-the-line Crew</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\"noopener\">Doc Producer's E&amp;O: What is My Distributor/Financier Asking For?</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rss_summary":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? 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A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.</p>\n<p>I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.</p>\n<p>In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.</p>\n<p>I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.</p>\n<p>For larger scale productions, if you have <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">clearance personnel</a> engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright</a> owners, IP owners, etc., and get the necessary permissions in place.</p>\n<p>Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">The Importance of Getting Media Releases from Cast and Above-the-line Crew</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\"noopener\">Doc Producer's E&amp;O: What is My Distributor/Financier Asking For?</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p></span>","postBodyRss":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.</p>\n<p>I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.</p>\n<p>In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.</p>\n<p>I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.</p>\n<p>For larger scale productions, if you have <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">clearance personnel</a> engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright</a> owners, IP owners, etc., and get the necessary permissions in place.</p>\n<p>Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">The Importance of Getting Media Releases from Cast and Above-the-line Crew</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\"noopener\">Doc Producer's E&amp;O: What is My Distributor/Financier Asking For?</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/film-set-brands-people-br2HgQuvq6I-unsplash600.jpg","postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.</p>\n<p>I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.</p>\n<p>In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.</p>\n<p>I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.</p>\n<p>For larger scale productions, if you have <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">clearance personnel</a> engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright</a> owners, IP owners, etc., and get the necessary permissions in place.</p>\n<p>Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">The Importance of Getting Media Releases from Cast and Above-the-line Crew</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\"noopener\">Doc Producer's E&amp;O: What is My Distributor/Financier Asking For?</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p></span>","postListSummaryFeaturedImage":"","postRssContent":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/film-set-brands-people-br2HgQuvq6I-unsplash600.jpg","postSummary":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"NkNVHnAx","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Podcasts/Civil-authority-600x600.jpg","previousPostFeaturedImageAltText":"Vantropolis podcast: Civil Authority Coverage Explained","previousPostName":"Civil Authority Coverage for Film Productions Explained","previousPostSlug":"articles/civil-authority-coverage-explained","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1682949050000,"publishDateLocalTime":1682949050000,"publishDateLocalized":{"date":1682949050000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1721655307075,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Dave Stern</strong>: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.</p>\n<p>I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.</p>\n<p>In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.</p>\n<p>I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.</p>\n<p>For larger scale productions, if you have <a href=\"/articles/articles/bid/26544/script-insurance-clearance-reports-what-are-they-and-why-are-they-important\" rel=\"noopener\">clearance personnel</a> engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright</a> owners, IP owners, etc., and get the necessary permissions in place.</p>\n<p>Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.</p>\n<p style=\"text-align: right;\"><strong><em>Dave Stern</em></strong><em> is an entertainment lawyer and partner at Blaney McMurtry LLP</em></p>\n<p>&nbsp;</p>\n<p><em><span style=\"font-weight: bold;\">Are you a producer in Canada or the US?</span></em> Get a quote for <a href=\"/en/sectors/e-o-insurance\" rel=\"noopener\">producer’s E&amp;O insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/importance-of-getting-media-releases\" rel=\"noopener\">The Importance of Getting Media Releases from Cast and Above-the-line Crew</a></li>\n<li><a href=\"/articles/articles/bid/102480/eo-insurance-for-film-and-tv-the-value-of-a-lawyer\" rel=\"noopener\">E&amp;O Insurance for Film and TV: The Value of a Clearance Lawyer</a></li>\n<li><a href=\"/articles/articles/bid/27709/film-eo-insurance-clearances-procedures-for-film-producers-part-1-of-3\" rel=\"noopener\">Clearance procedures – E&amp;O</a></li>\n<li><a href=\"/articles/bid/103438/e-o-acquire-proper-permission\" rel=\"noopener\">How can a producer obtain permission to use content protected by copyright?</a></li>\n<li><a href=\"/articles/producers-eo-what-is-my-distributor-and-financer-asking-for\" rel=\"noopener\">Doc Producer's E&amp;O: What is My Distributor/Financier Asking For?</a></li>\n<li>YouTube: <a href=\"https://www.youtube.com/playlist?list=PLJtqQkUwXbih45AJnVlE-_S7oNUpo0qzl\" rel=\"nofollow noopener\">Errors and omissions insurance (E&amp;O) – Dave Stern</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. </span><a href=\"https://www.blaney.com/\" style=\"font-style: italic;\">https://www.blaney.com/</a></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","rssSummary":"<h2>Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/e8BvkVhhQrw?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/film-set-brands-people-br2HgQuvq6I-unsplash600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1728826507082,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/1d0d2255-a726-4797-8293-a1249d23984a.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/does-a-film-producer-need-to-obtain-releases-for-photos-from-the-web","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"structuredContentPageType":null,"structuredContentType":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708924,949708959,3018617752,3282917913],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901730000,"deletedAt":0,"description":"","id":949708924,"label":"Film producer's E&O 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Does a film producer need to obtain releases for photos from the web?

Film set: releases for photos from the web

Does a film producer need to obtain releases from individuals appearing in photos that are on the Internet? A lawyer explains.


Dave Stern
: Regardless of genre, being a relatively practical but relatively risk averse entertainment lawyer, I would always advise from the get-go to obtain any and all possible releases. For individuals featured in a photograph who are referenced or shown on screen for more than a couple seconds, I would certainly focus on getting as many releases as possible.

I would start with the copyright owner of the photograph (likely the photographer but it could be the case where it isn’t). Reach out to the photographer and obtain a general release of sorts from that photographer.

In reaching out to the photographer, they might give you some insight into who the individuals are; it could be their family, for example. They might even be able to assist in obtaining the releases for the individuals in the actual photograph.

I certainly would rather have it buttoned up and have everyone sign a necessary release so that the risk is inherently zero with respect to exploitation of the project.

For larger scale productions, if you have clearance personnel engaged, that is always a huge help to entertainment lawyers because they have the resources and wherewithal to contact individuals, copyright owners, IP owners, etc., and get the necessary permissions in place.

Lawyers advise but it is not the lawyer’s job to reach out to individuals on behalf of the production, so a designated clearance person on the project is immensely helpful.

Dave Stern is an entertainment lawyer and partner at Blaney McMurtry LLP

 

Are you a producer in Canada or the US? Get a quote for producer’s E&O insurance here.

 

Related:

About: Based in the heart of Toronto’s financial district, Blaney McMurtry LLP is one of Canada's premier law firms. https://www.blaney.com/

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.

Disclaimer: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

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