Protect the lectures, seminars and speaking engagements that you’re hosting with short-term event insurance:
Aside from the requirements of the venue, why should you consider lecture/ seminar/ speaking engagement liability insurance? If someone is injured through an accident at a speaking engagement that you are hosting and you are found legally responsible, this coverage will protect you.
Below are some unfortunate real-life incidents that have occurred at seminars and lectures. These events may or may not have had insurance.
Law Professor’s Podium Tumble (2013) | Lecture Insurance
A law professor delivered her lecture -“Lawyers, Judges and the Law of Nations: International Law in U.S. Courts” - at a Denver-based university in 2013. While attempting to step down from the podium after her lecture, she fell off and broke her foot. She then sued the university and its law school.
If this university venue had been an additional insured on an event insurance policy, the policy could potentially respond in this situation and pay for the cost of a lawyer to defend the university. In Front Row’s event insurance policy, additional insured certificates for the venue can be added at no additional cost.
Audience Member Participation is Always a Risk
Fairly often at lectures and seminars, audience members are randomly selected to get involved in some activity. This can be risky; a risk for which you’ll want to be insured. In 2013, a certain famous Las Vegas-based magician learned this the hard way when one of his randomly selected audience members sustained an injury during the act. The audience member sued for damages.
Lecture/Seminar/Speaking Engagement Lighting Collapse
It’s entirely possible that installed, temporary lighting could fall on the audience at a lecture, seminar or speaking engagement. If injured, they may decide to sue.
Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for bodily injury to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.
What differentiates Front Row from other seminar insurance providers?
Our policy is available for purchase online, 24/7. This is, of course, easier and more convenient than having to call or email an individual insurance agent for arrangement of the policy offline. Quite simply, you’ll get your US lecture/seminar insurance policy faster and with less hassle if you purchase it online from Front Row. Quotes are free.
Seminar/lecture/speaking engagement venues and event professionals can be added as additional insureds to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.
Are you in Canada? If so, buy lecture/seminar insurance in Canada here.
About: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.
Related posts:
- Seminar insurance landing page
- Special event insurance USA
- Wedding insurance USA
- Conference and event insurance
Citations:
- https://www.courthousenews.com/honoree-sues-law-school-for-podium-tumble/
- https://lasvegassun.com/news/2022/apr/15/copperfield-trick-participant-loses-appeal-in-dama/
DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
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