The Front Row View (entertainment insurance blog)
How a specialized film insurance broker can help your production
2 July, 2024 • David HamiltonHow a film insurance broker helps A broker will help identify the risks associated with a production. Once the risks are identified, the risk can be transferred to an insurance company for a fee or premium. The film insurance broker negotiates the lowest possible premium and the broadest coverage available in the marke...
How can a film composer or film producer avoid copyright infringement for music?
25 June, 2024 • Byron PascoeHow can a film composer/producer avoid copyright infringement for music used in a film production? Byron Pascoe: The way to avoid copyright infringement with respect to music in productions is to not infringe someone’s copyright; i.e., to create original music. It’s as simple as that. There are only so many keys, chord...
The Three Parts of Film Production Insurance Explained by a Broker
30 October, 2023 • Mike GronerMike Groner: Production insurance I would break down into three different parts. The first being the liability; that’s your commercial general liability, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insu...
Call Sheets Help Reduce Film Insurance Costs
7 September, 2023 • David HamiltonDaily Call Sheets in Film Production Daily call sheets are a useful way to alert cast and crew to potential hazards for that day’s shooting schedule, and to inform them about which safety precautions they might need to take. Film insurance underwriters appreciate the risk management component of a call sheet and take t...
Kidnap and Ransom Insurance: Why Film Productions Should Consider It
20 June, 2023 • Grant PattenImage: Shutterstock Kidnap and ransom (K&R) insurance is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a foreign film prod...
Front Row Insurance: We’re a Brokerage, Not an Insurance Company
12 June, 2023 • Mike GronerThe Difference Between a Broker and an Insurer Colby Spencer: Why don’t you just give people a quick rundown of Front Row. Mike Groner: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. ...
What is an example of a cast insurance claim?
28 February, 2023 • David McLeishQ: Does cast insurance have to be purchased separately from a production policy? A: No, cast insurance is part of a production policy. You may see production policies without cast coverage, but only because the coverage has been declined. It is not a separate policy. The largest limits on a production policy are typica...
The Evolution of Clearances for Animated Programming
1 February, 2023 • Krista JohnstonUnlike some live-action shows, animated TV isn't just limited to a television screen. It branches into other areas such as merchandise, spin-off series, toys, apps and games, clothes, lunchboxes, online website content, YouTube videos, etc. Having DVDs, books, branded clothing and toys can ensure an animated program’s ...
Film Production Insurance: How the Premium is Determined
12 December, 2022 • David HamiltonUsually, the cost of film production insurance is determined by charging a pre-determined rate against the net insurable budget of the production. The net insurable budget is calculated by removing those items out of the gross budget that the client does not want to insure (i.e., unit publicity, insurance, and general ...
Film Broker Jinny Barbosa Joins Globalex Insurance in Montreal
16 November, 2022 • David HamiltonMontreal, Canada – August 30, 2022 – Front Row Insurance Brokers Inc., a specialized entertainment insurance brokerage, is pleased to announce the addition of well-known film insurance broker Jinny Barbosa to its Montreal office (Globalex). Jinny has worked in the insurance industry since 1994. Jinny worked for 27 year...
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