The Front Row View (entertainment insurance blog)
Are there film insurance policies for COVID-19?
27 September, 2022 • David McLeishNote: the below information pertains to Canadian productions shooting in Canada. Currently, in Canada, there are no film insurance policies for COVID-19. All of the insurance companies are excluding communicable diseases (including COVID) on their policies. It is kind of like after 9/11, all of the insurance companies ...
How does a specialized film insurance broker compare to general insurance brokers?
15 September, 2022 • Steve BeattyIf you go to a general commercial broker, they’re not going to understand the nuances of film production insurance because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance. We do tend to receive a lot of calls and emails from...
Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies
30 August, 2022 • Mike GronerCLAIMS MADE E&O POLICIES Claims Made E&O Policies cover claims that are made during the policy term. The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force. With this type of ...
Negative Film & Faulty Stock Insurance
11 August, 2022 • Mike GronerNegative Film & Faulty Stock Insurance Negative Film / Videotape and Faulty Stock Insurance can be put in place to cover the additional expenses that a production company could incur in order to re-shoot or edit footage due to a loss. NEGATIVE FILM & VIDEOTAPE INSURANCE: Coverage against all risks of direct phy...
Video: How do I add an additional insured to my policy?
19 July, 2022 • Grant PattenAugust 2024 update: Once you have purchased coverage, you will have access to Front Row Backstage, our self-service online portal. From Backstage, you can issue certificates to the parties that are asking to be added as loss payee and/or additional insured. If you’re applying for a permit to film or photograph on locat...
What are the most common film insurance claims?
13 June, 2022 • Steve BeattyWe joke by saying that we can get through most projects without any claims but invariably somebody is going to bang up a car: somebody is backing out, maybe a production assistant hits a post or another car, etc. As a result, and in response to that, the insurers have put relatively high deductibles on vehicle claims n...
Film Insurance: Small Budget vs. Large Budget
9 June, 2022 • Steve BeattyFront Row offers different film insurance options to accommodate smaller vs. larger budget productions. Sometimes, that is driven by contractual obligations and the insurance requirements of funders, streamers or broadcasters. So, step one is asking “do I have anything there that I need to satisfy?” If you have a small...
What is included in an entertainment insurance package policy?
3 June, 2022 • Steve BeattySummary of an entertainment insurance package policy: The cast insurance is a key element; i.e., injury, death, or illness that occurs to a cast member. Usually, you’re designating who you want in there; you could be also including the director, producer, key visual effects people, etc. General liability (bodily injury...
Insurance rates are rising and premiums are increasing | Hard market
12 April, 2022 • David HamiltonInsurance rates are rising and premiums are increasing - this is known as a hard market. It is the cyclical opposite of a soft market when rates are decreasing. The reasons for the hard market in the entertainment sub-sector are varied. The COVID losses sustained by insurance companies resulted in larger payouts when f...
Mystery works well in a film script — less so, when it comes to insurance
11 April, 2022 • David HamiltonMystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear. The coverage for props, sets and wardrobe and miscellaneous equipment in an entertainment package policy doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that...
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