The Front Row View (entertainment insurance blog)
Filmmakers, are YOU prepared with cyber insurance if you get hacked?
27 July, 2023 • Grant PattenSource: Royalty-free stock photo ID: 635676176, Shutterstock Don’t think a cyber hack could happen to your production company? Well, think again! Just look at the below real-life examples of film production company hacks to see how real this threat is: The Sony Pictures hack (2014) In 2014, a hacker group (likely spons...
Kidnap and Ransom Insurance: Why Film Productions Should Consider It
20 June, 2023 • Grant PattenImage: Shutterstock Kidnap and ransom (K&R) insurance is a type of insurance that provides coverage for certain financial losses incurred as a result of a kidnapping or extortion. It typically covers costs such as ransom payments, legal fees, and expenses for crisis management consultants. Under a foreign film prod...
Front Row Insurance: We’re a Brokerage, Not an Insurance Company
12 June, 2023 • Mike GronerThe Difference Between a Broker and an Insurer Colby Spencer: Why don’t you just give people a quick rundown of Front Row. Mike Groner: Sure, we are an entertainment brokerage; we’re primarily based in Canada (main offices in Vancouver, Toronto, Montreal) and then we have offices in New York, LA, Colorado and Florida. ...
Civil Authority Coverage for Film Productions Explained
12 April, 2023 • Mike GronerColby Spencer: I think everybody got a bit shocked when [film production during the COVID-19 pandemic] shut down but, I don’t know, I think everybody had a forced rest and film is known for being no rest. Mike Groner: I wish we could say that we got that same rest during the stay-at-home orders but instead, I think we ...
What is an example of a cast insurance claim?
28 February, 2023 • David McLeishQ: Does cast insurance have to be purchased separately from a production policy? A: No, cast insurance is part of a production policy. You may see production policies without cast coverage, but only because the coverage has been declined. It is not a separate policy. The largest limits on a production policy are typica...
The Evolution of Clearances for Animated Programming
1 February, 2023 • Krista JohnstonUnlike some live-action shows, animated TV isn't just limited to a television screen. It branches into other areas such as merchandise, spin-off series, toys, apps and games, clothes, lunchboxes, online website content, YouTube videos, etc. Having DVDs, books, branded clothing and toys can ensure an animated program’s ...
Film Production Insurance: How the Premium is Determined
12 December, 2022 • David HamiltonUsually, the cost of film production insurance is determined by charging a pre-determined rate against the net insurable budget of the production. The net insurable budget is calculated by removing those items out of the gross budget that the client does not want to insure (i.e., unit publicity, insurance, and general ...
How can a film producer obtain permission to use content protected by copyright?
20 September, 2022 • Doran ChandlerHow can a film producer obtain permission to use content protected by copyright? A lawyer explains. It happens more often than you might expect: a producer completes a film, locks picture, makes a sale, and then drops by our law office to inquire about “clearing” the film for Errors & Omissions insurance coverage. ...
Film Insurance: E&O Claims Made Policies Vs. Occurrence Policies
30 August, 2022 • Mike GronerCLAIMS MADE E&O POLICIES Claims Made E&O Policies cover claims that are made during the policy term. The loss may have occurred in the past, but as long as it is reported during the current policy term, it can trigger coverage. In order for coverage to continue, the policy must stay in force. With this type of ...
Film Insurance: Small Budget vs. Large Budget
9 June, 2022 • Steve BeattyFront Row offers different film insurance options to accommodate smaller vs. larger budget productions. Sometimes, that is driven by contractual obligations and the insurance requirements of funders, streamers or broadcasters. So, step one is asking “do I have anything there that I need to satisfy?” If you have a small...
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