Front Row provides fast, affordable musical instrument insurance for music professionals who are Canadian resident members of ACTRA RACS (Recording Artists’ Collecting Society).
Getting a quote takes ~10 seconds and is free:
Sample Premiums:
- $5,000 of Gear: $50 premium plus $35 fee
- $10,000 of Gear: $100 premium plus $35 fee
- $20,000 of Gear: $200 premium plus $35 fee (fees subject to change)
What makes Front Row's musical instrument insurance program the industry best?
| Front Row | Other Programs | |
| No Minimum Premium | Included | |
| Worldwide Equipment Coverage Territory | Included | X |
| Automatic $10,000 Office Contents Coverage, including Valuable Papers & Accounts Receivable | Included | Extra charge! |
| $10,000. Up to 30-days: Borrowed Instruments/Equipment | Included | X |
| Automatic Inflation Guard on Instrument values | Included | |
| $10,000 up to 30-days: newly acquired Instruments/equipment | Included | X |
| General Liability available on a stand-alone basis? | Included | |
| Full Coverage for Earthquake & Flood | Included | |
| Automatic Business Income / Extra Expense Coverage | Included |
Many music professionals rely on Front Row for their coverage. How do we offer such low rates for our coverage? We use the strength of numbers in the ACTRA RACS membership to keep our premiums low.
When you need to talk to someone directly, we also offer excellent customer service through our knowledgeable and licensed customer service representatives. We can offer liability coverage for your tour.
Do you have an ACTRA RACS insurance claim to file?
Claims for ACTRA RACS should be directed to Front Row during normal business hours, but in case of an emergency can be reported directly to Travelers by calling their claims line at 1-800-661-5522 or newclaims@travelers.com.
FREE eBook: Musical Instrument Insurance 101
Not A Member of RACS?
Click the image below to visit their site.